Category: Investments
Young Income Investors of America
Now is the time for young people of America to unite under something that most people do not understand—income investing. Income investing is vital to your ability to retire early, pay bills, and build wealth. This article will serve as the anthem for all young, aspiring income investors to begin their journey toward financial security…
Im Loading Up on 30-Year Treasury Bonds: Before Yields Disappear
It’s an exciting time to be a bond investor. The Federal Reserve raised interest rates to help combat the high inflation that is running rampant throughout the country. I have always said that I am a buyer of 30-year Treasury Bonds that yield over 4%. Lucky for me, now is the best period for purchasing…
Supplement Your Retirement with Income Investing
Have you seen the new narrative concerning retirement? It basically says that no one will be able to retire unless they are in the top 5-10% of wage earners. Do you believe this nonsense? I believe that anyone who sets a goal and stays on the path can retire comfortably with honor. However, you must…
Do Series “I” Bonds Help Conquer Inflation?
Inflation comes for all of us; how we deal with it determines our financial success in life. I like to say that inflation is the cost of being alive. There are many ways to outpace inflation (dividend investing, real estate, cryptocurrencies, business), but you must balance each against your goals, dreams, and risk profile. I…
5 Takeaways from “How to Day Trade for a Living”
“How to Day Trade for a Living” by Andrew Aziz is a powerful look into the world of day trading. Although I do not aim to become a day trader, I can transfer many essential skills to my love of options trading. Day trading is a brutal profession that can destroy most people who try…
Dividend Stocks vs. Income Stocks: What is the Money Difference?
We all go to the stock market to achieve various results. Some of the reasons are to generate income, build wealth, and provide tax shelter through capital gains. No matter the reason that attracts you to the world’s biggest stage, you’ll need to be intentional with your money and investing goals. Not all stocks and…
High Yield Savings vs. Certificates of Deposit vs. Treasury Bills vs. Money Market Funds
Every dollar that flows into your household should serve a purpose, even if its primary goal is sometimes to sit in an account until you need it. As we become more financially sophisticated, we find ourselves using multiple types of accounts to ensure we are good stewards of our resources. Each account type serves a…
Investing for Interest 118: The Magic of Money Market Funds
As we transition from savers to investors, so should our mindset about the types of accounts we hold. High-yield savings accounts and certificates of deposits are great for building emergency funds and saving for house down payments. However, these accounts are a few steps removed from the stock market. If we want to become major…
Preferred Shares vs. Mortgage REITs: Take Your Income To Next Heights
All is fair in love and war; however, income investing has different rules. Your income investing portfolio is just that—yours. How you build your income investing portfolio is near and dear to your heart and your circumstances. But it is essential to look at the options at your disposal. Today, I want to talk about…
The Importance of Treasuries 2: The Value of High-Yield Bond Reinvestment
Reinvesting a portion of your returns is critical to compounding your investment portfolio. As we invest in Treasuries, we should reinvest some coupon payments into similar-yielding products. But what if we reinvested into much higher-yielding income-focused products like closed-end funds, mortgage REITs, and preferred shares? Welcome back to The Importance of Treasuries series (Part 1),…
Let’s Get Started with Index Funds: From Saving to Investing
We should all love to save our money; however, many of us have a tough time when it comes to investing. Putting our money into the stock market can be intimidating if we don’t understand the reason why. The last couple of years have been nice for our high-yield savings accounts and other savings vehicles…
The Importance of Treasuries: How to Define Risk
Many young investors get burned by trying to double or triple their money in a few months. Because of these unrealistic expectations, they chase bad cryptocurrencies, meme stocks, and shady real estate deals. These investors aren’t bad; they probably don’t know how to define their risk profile. Understanding how bonds work is essential to becoming…
Where Should You Save Your Emergency Fund? The First Step to Building Wealth
Where you hold your emergency fund is a deeply personal choice that originates from how you feel about money. Ultimately, it’s about whatever allows you to sleep well at night. Where you hold your emergency fund also depends on how large of an emergency you can expect or how much risk you can accept. The…
Santa’s Bringing Closed-End Funds for Christmas
It’s a jolly good time of the year to have a bank account full of income. How could you use an extra $500, $1,000, or $1,500 per month in revenue? Would receiving an extra $500 monthly in guilt-free dividends change your life? I know that it has changed mine in spectacular ways. Often, we ask…