Annuities vs. Dividends
As we steam towards retirement, we will start to hear new words that gain more traction as we age. Annuities are definitely an older person thing, but it is valuable to explore their importance to an overall cash flow retirement system. We also want to compare them to what a dividend portfolio can provide for…
How to Stay Motivated
Every morning I wake up between 2 AM and 3 AM, and I write 1000+ words towards one of my topics. I then go run three miles before coming back to talk to my wife on the phone. When I get home from work, I edit my work, create fresh artwork, and publish my article.…
5 Takeaways from “Mastering Your Mystery”
“Mastering Your Mystery” by Cheryl Bradshaw has everything you want to know about writing a mystery book or creating a mystery series. Beyond that, there is more information on genre details, scriptwriting, and building the proper settings. I have no interest, at the moment, in writing fiction in any sense. But, that does not mean…
Being Unique Sells: See A World of Abundance
One of my favorite YouTube channels is a dude playing Pokemon games on-stream. But he isn’t your typical guy; he is cursing up a storm. Every word out of his mouth is a swear word. I absolutely love this channel, and it is hilarious to have such lousy language over a children’s game. Obviously, it…
I Live Paycheck to Paycheck 3…So I Started a Business
Yes, I am still living paycheck to paycheck. You would think I’d have learned after two articles (part 1 and part 2), yet here I am. I don’t make a lot of money, roughly about $50,000/year, and I can’t seem to get ahead. What are my options? Hey, my friend, we have all been there.…
A Shortage in Starter Homes: How to Buy Homes Today
Wow, this is a crazy time to attempt to get into the housing market. Prices are at all-time highs, we are starting to recover from a timber shortage, and we can’t build enough homes to keep up with demand. Even homes going up for sale are going through bidding wars with other buyers—what is a…
$1,000 Dividend Spending Spree
My wife and I rarely spend much money on ourselves. We have never been the type just to go out and spend a ton of money out of nowhere on stuff that means nothing. But, ever since we began our journey to financial freedom, we have become even tighter with our spending. If you gave…
My Favorite Index Fund
Man, do I love dividends. But do you know what I love just as much as dividends? Ensuring that my capital (money) is also growing along with the stock market. When you invest for dividends, capital appreciation is a secondary requirement for your stocks. In English, when I buy dividend stocks, I am looking for…
Start Your Debt Payoff Journey: Defeat Toxic Consumerism
Whenever I need to go to one of my checking accounts, I happily double-click my bookmarks to bring it up. The keyword here is happily. But, I wasn’t always in a good mood to jump through my bank accounts. You see, I was in debt for over ten years—to the tune of -$77,000 (book). When…
The Succeeding in Reading: 54 Takeaways from 54 Books
We just discussed why reading is vital to building wealth in the article “The Succeeding in Reading.” Now let’s look at the 54 books I have completed in the last ten months. “10 Other Real Estate Investments You Can Make” There are many ways to profit with real estate, outside of owning rental homes. “40…
The Succeding in Reading
So you want to become rich, correct? Do you want to have loads of money coming in while you are lightly resting comfortably on the beach? Well, there is only one way to get there—by reading. Wait, let me take that back. There is a second way to get there. The second way to get…
5 Takeaways from “Content Inc.”
I love creating content as I build an audience, but it is difficult. “Content Inc.” by Joe Pulizzi is all about doing just that. If you are interested in making an empire by first creating content, this is the book. First, why would you want to build an audience first before you launch a product?…
Write a Book in One Week
So many people want to write a book throughout their lifetimes but come up short. They have the knowledge and the skills; however, they intimidate themselves by making this a daunting task. But writing a book can be a straightforward process, one that you can complete in a week. Yes, from start to finish. Now,…
Pay for College with Real Estate 103: Leverage Home Equity Loans
It’s time to jump back into our Pay for College with Real Estate 101 Series (101, 102). Last time we covered the concept of buying a home and selling it to pay for college. This method offered a clean-cut experience with no residual stress from real estate. But, you don’t keep any residual cash flow…
Sustainable Riches: Return to Earth. Make Green.
The slow rotation to Earth is upon us. Most of the civilized world has moved into city centers, and we are starting to see the adverse effects of this migration. People are unhappy with unfulfilling careers and cramped lifestyles. During the pandemic, we realized that most people didn’t enjoy commuting to work or sitting in…
Why I’m Bullish on Chainlink
Now is as good a time as any to reassess our investment thesis on various cryptocurrencies. When prices are down, you either double down or hold. I am doubling down on Chainlink (LINK) because I believe in its future on the blockchain. What is Chainlink? Chainlink is a decentralized oracle network that runs on top…
Start a Community Garden and U-Pick-It Farm
For the last six months, I have been saying it; the world is ripe for a return to Earth. We have gotten too far away from our roots (no pun intended), and returning to the ground is the only way to reset our core (and life) values. Josh, what the heck does that mean? It…
How to Start Dividend Investing 102: Set Tiny Goals
I have written multiple articles on how we plan to retire on dividends, and I will continue to do so over the next 30 to 40 years. But in reality, our military pension will be enough to cover our significant expenses for the rest of our days. So why do I keep writing about dividends?…
Retirement Planning for the Average Person
Please download the 40-page supplement pdf to this article to share with family and friends. Being average gets a bad reputation from most people because it means that someone is better than you. However, being an average person can lead to some remarkable results, especially when it comes to retirement. You see, once an average…
How to Accumulate Your First $100,000
Numbers are amazing. Numbers make the world go round, and many times we are too shy to talk about numbers. We don’t want to admit how much we have invested or how much we paid for a house or car. But talking about numbers can be a freeing experience as well. This article is about…