5 Takeaways from “Passive Income, Aggressive Retirement”
“Passive income Aggressive Retirement” by Rachel Richards is a book after my own heart. I mean, honestly, I could not write a book that mirrored my views on life better than this one. Passive income is such an invaluable part of my life, and this book reinforces my goals. One of my favorite ideas from…
Over-Budgeting 2: Low Expenses, High Income
Now, if we decide that we must be over-budgeters, then there is a way to use this trait to our advantage. Wealth is having excess income versus expenses. In layman’s terms, we live below our means while producing outrageous revenue. You see, for most people, lifestyle inflation becomes the silent killer of their wealth. What…
Over-Budgeting: You Can Only Cut So Much Before…
Nobody I know “likes” to budget; however, we all enjoy the freedom it brings. How can budgeting bring freedom? When you have extra cash flow at the end of the month, it gives you a sense of freedom that most will never have. As a heads up, I will have to make this a short…
The Woman’s Guide to Investing
Let me start by saying that I have been married for 15 years. I would want my wife to read this quick guide to investing if something should happen to me. I hope I do not offend anyone or offer up any gender stereotypes, as that is not my intention. For the most part, there…
Become a Lifelong Learner. Become Rich.
It is a shame that school does such a poor job at teaching us how to learn. By the time we finish school, we decide that learning is not an essential part of our daily routine. We may continue to grind to get a higher degree, but money is the reasoning behind that. As a…
5 Takeaways from “How to DeFi -Beginner”
“How to DeFi-Beginner” by the Coin Gecko team is a crash course in everything relating to decentralized finance. If you don’t know, decentralized finance is becoming the main form of finance globally. Yes, yes. It may take 50 years, but the pros of the decentralized system will outweigh the cons. Right now, DeFi is in…
Can Grammarly Make You a Better Writer?
I freely admit that I didn’t start writing out of some sort of passion for the writing arts. I started with a passion for making passive income. I read a book titled “Rich Dad’s Guide to Investing” where Robert Kiyosaki asked the most complex question I have ever seen. “How do you obtain a cash-producing…
The Magic of an Automated Business
I’ll be the first to admit that I usually leave an automated business out of most of my passive income discussions. For the most part, I write about rents, royalties, and dividends because they are the sexiest passive income sources. For example, my article “Mailbox Money: The Power of Rents, Royalties, and Dividends” is a…
What’s So Great About Being Independent?
It seems that everyone nowadays wants to be independent. No, I am not talking about financial independence; I am talking about living alone, climbing the corporate ladder, and screaming from the top, “I made it by myself!” Ouch, what is the total price we pay when we go through life alone, without a soulmate or…
Pay for College with Real Estate 105: Rental Wins
Welcome back to the Pay for College with Real Estate series (101, 102, 103, 104), where we use the capital appreciation of real estate to counteract rising college prices. Today, we are looking at keeping our home and using the rental income to pay for college. Let’s do a quick refresher. We bought a home…
The Business of RV Life
Do you dream of one day cruising around the countryside in an RV, visiting national parks and museums? Well, there has never been a better time to become an RV person or family. Not only are housing prices growing out of control, but the pandemic has shown that the ability to travel independently will be…
How to Start Dividend Investing 103: Pick Your Platform
Beginning your adventure as a dividend investor may seem daunting from the outside looking in, but that’s why I am here. In “How to Start Dividend Investing 101,” we discussed your long-term outlook for the journey. In “How to Start Dividend Investing 102,” we talked about slowly integrating dividends into your life—forming a habit of…
A Childs’ First Book on Passive Income
1. When we leave our parent’s house, we start alone. 2. We get a job to pay for our expenses. 3. When we don’t work, we don’t get paid. 4. We work, and work, and work. 5. We become tired of working for money. 6. If only we had friends to help us pay our…
Earned Income vs. Passive Income
“The rich do not work for money” is probably one of the most recognizable and essential quotes in the personal finance space. The quote comes from Robert Kiyosaki, who happens to be my favorite author. By the way, “Unfair Advantage” is my favorite book of his. I love this quote because it is multi-faceted, and…
Welcome to Stress Freedom
Someone should do a study on the effects of stress on the body and the mind. Well, I am sure that it already exists somewhere, but I can tell you from my experiences that stress sucks. The only way to beat stress is to overcome it. Over the last couple of years, I have become…
My 24 Favorite Blue Chip Stocks
Ah, the magic of blue-chip stocks cannot be understated. Not only can they provide steady growth, but also excellent dividend growth as well. These two factors make them compounding powerhouses. Now, if only you could discover some of the best blue-chip stocks out there. I am here to help, but before I go into my…
Pay for College with Real Estate 104: Cash-Out Refinance
Welcome back to the Pay for College with Real Estate series (101, 102, 103). Today is a good day because we will take advantage of low mortgage rates to refinance our house to pay for our kids’ or grandkids’ college. Let’s do a quick refresher. We bought a home in Yuma, Arizona, for $538,000, and…
5 Takeaways from “Help! My Facebook Ads Suck”
“Help! My Facebook Ads Suck” by Mal Cooper and Jill Cooper is a book about marketing strategies for authors using the Facebook platform. They feel as though Facebook is the best place for authors to advertise their books. I am not heavy into the advertising scene yet, as I am still in the grinding phase…
I Bought a Kindle Oasis!
Now, I am not a huge money-spending person, but when I do spend, I do it right. I just bought the Kindle Oasis from Amazon. I was first looking at the Kindle Paperwhite, but why would I settle? I am working so hard to build up my passive income via rents, royalties, and dividends, that…
Blue Chip Stocks: Tasty Growth and Yummy Dividends
Building a dividend portfolio is one of the most rewarding adventures that you can choose to partake in. Watching as your stocks start to not only grow but pay you dividends can be an exciting way to spend the month. We recently talked about adding index funds to your dividend portfolio, and I explained why…