Tag: Financial Independence
What’s So Great About Being Independent?
It seems that everyone nowadays wants to be independent. No, I am not talking about financial independence; I am talking about living alone, climbing the corporate ladder, and screaming from the top, “I made it by myself!” Ouch, what is the total price we pay when we go through life alone, without a soulmate or…
Pay for College with Real Estate 105: Rental Wins
Welcome back to the Pay for College with Real Estate series (101, 102, 103, 104), where we use the capital appreciation of real estate to counteract rising college prices. Today, we are looking at keeping our home and using the rental income to pay for college. Let’s do a quick refresher. We bought a home…
The Business of RV Life
Do you dream of one day cruising around the countryside in an RV, visiting national parks and museums? Well, there has never been a better time to become an RV person or family. Not only are housing prices growing out of control, but the pandemic has shown that the ability to travel independently will be…
How to Start Dividend Investing 103: Pick Your Platform
Beginning your adventure as a dividend investor may seem daunting from the outside looking in, but that’s why I am here. In “How to Start Dividend Investing 101,” we discussed your long-term outlook for the journey. In “How to Start Dividend Investing 102,” we talked about slowly integrating dividends into your life—forming a habit of…
Earned Income vs. Passive Income
“The rich do not work for money” is probably one of the most recognizable and essential quotes in the personal finance space. The quote comes from Robert Kiyosaki, who happens to be my favorite author. By the way, “Unfair Advantage” is my favorite book of his. I love this quote because it is multi-faceted, and…
Welcome to Stress Freedom
Someone should do a study on the effects of stress on the body and the mind. Well, I am sure that it already exists somewhere, but I can tell you from my experiences that stress sucks. The only way to beat stress is to overcome it. Over the last couple of years, I have become…
My 24 Favorite Blue Chip Stocks
Ah, the magic of blue-chip stocks cannot be understated. Not only can they provide steady growth, but also excellent dividend growth as well. These two factors make them compounding powerhouses. Now, if only you could discover some of the best blue-chip stocks out there. I am here to help, but before I go into my…
Pay for College with Real Estate 104: Cash-Out Refinance
Welcome back to the Pay for College with Real Estate series (101, 102, 103). Today is a good day because we will take advantage of low mortgage rates to refinance our house to pay for our kids’ or grandkids’ college. Let’s do a quick refresher. We bought a home in Yuma, Arizona, for $538,000, and…
I Bought a Kindle Oasis!
Now, I am not a huge money-spending person, but when I do spend, I do it right. I just bought the Kindle Oasis from Amazon. I was first looking at the Kindle Paperwhite, but why would I settle? I am working so hard to build up my passive income via rents, royalties, and dividends, that…
Blue Chip Stocks: Tasty Growth and Yummy Dividends
Building a dividend portfolio is one of the most rewarding adventures that you can choose to partake in. Watching as your stocks start to not only grow but pay you dividends can be an exciting way to spend the month. We recently talked about adding index funds to your dividend portfolio, and I explained why…
Annuities vs. Dividends
As we steam towards retirement, we will start to hear new words that gain more traction as we age. Annuities are definitely an older person thing, but it is valuable to explore their importance to an overall cash flow retirement system. We also want to compare them to what a dividend portfolio can provide for…
How to Stay Motivated
Every morning I wake up between 2 AM and 3 AM, and I write 1000+ words towards one of my topics. I then go run three miles before coming back to talk to my wife on the phone. When I get home from work, I edit my work, create fresh artwork, and publish my article.…
5 Takeaways from “Mastering Your Mystery”
“Mastering Your Mystery” by Cheryl Bradshaw has everything you want to know about writing a mystery book or creating a mystery series. Beyond that, there is more information on genre details, scriptwriting, and building the proper settings. I have no interest, at the moment, in writing fiction in any sense. But, that does not mean…
Being Unique Sells: See A World of Abundance
One of my favorite YouTube channels is a dude playing Pokemon games on-stream. But he isn’t your typical guy; he is cursing up a storm. Every word out of his mouth is a swear word. I absolutely love this channel, and it is hilarious to have such lousy language over a children’s game. Obviously, it…
I Live Paycheck to Paycheck 3…So I Started a Business
Yes, I am still living paycheck to paycheck. You would think I’d have learned after two articles (part 1 and part 2), yet here I am. I don’t make a lot of money, roughly about $50,000/year, and I can’t seem to get ahead. What are my options? Hey, my friend, we have all been there.…
A Shortage in Starter Homes: How to Buy Homes Today
Wow, this is a crazy time to attempt to get into the housing market. Prices are at all-time highs, we are starting to recover from a timber shortage, and we can’t build enough homes to keep up with demand. Even homes going up for sale are going through bidding wars with other buyers—what is a…
$1,000 Dividend Spending Spree
My wife and I rarely spend much money on ourselves. We have never been the type just to go out and spend a ton of money out of nowhere on stuff that means nothing. But, ever since we began our journey to financial freedom, we have become even tighter with our spending. If you gave…
My Favorite Index Fund
Man, do I love dividends. But do you know what I love just as much as dividends? Ensuring that my capital (money) is also growing along with the stock market. When you invest for dividends, capital appreciation is a secondary requirement for your stocks. In English, when I buy dividend stocks, I am looking for…
Start Your Debt Payoff Journey: Defeat Toxic Consumerism
Whenever I need to go to one of my checking accounts, I happily double-click my bookmarks to bring it up. The keyword here is happily. But, I wasn’t always in a good mood to jump through my bank accounts. You see, I was in debt for over ten years—to the tune of -$77,000 (book). When…
The Succeding in Reading
So you want to become rich, correct? Do you want to have loads of money coming in while you are lightly resting comfortably on the beach? Well, there is only one way to get there—by reading. Wait, let me take that back. There is a second way to get there. The second way to get…
