Tag: Stocks
Fruits of the DGI Tree
When you do it correctly, dividend growth investing is a boring hobby. You pick 15-20 blue-chip dividend-paying stocks and keep investing in them for over 30 years. You hardly need to review your portfolio, check the stock markets, or read the news—you only need to stay the course. However, what you are building is of…
The Dividend Debit Card 2
My Dividend Debit Card has been popping off recently. I am getting close to $200/month on my Cash App Debit card—which I refer to as my Dividend Debit Card. More importantly, my wife has a Dividend Debit Card, and she loves getting her fresh cash flow monthly. It’s a great system and puts your money…
How to FALL into Investing 2
Ah, fall approaches again. Isn’t this a great time of the year? What makes it even more remarkable is that fall is the season of dividends and royalties. Last year, when I wrote “How to FALL into Investing,” I earned $430/month in dividend income. This year, I am over $1,000 in dividends for the month. …
Should You Trade on Margin?
No. Why put yourself, your family, and your portfolio at risk? Margin can amplify gains, but it tends to magnify losses. Today, let’s discuss the disadvantages of margin, safer ways to trade, and ways to invest by taking loans against your assets. What is margin trading? Margin is a loan against your assets. Depending on…
Dividend Investing in Your 30s
I’m not going to lie; dividend investing will be tough in your 30s. Your 30s are the most expensive times in your life. Not only are you trying to get your (financial) act together, but add a family on top of everything. Therefore, the best way to invest during this time is to keep your…
The Magic of Leverage
Leverage is everything in life. To understand how the world operates, you must start seeing the world through who has leverage. Who has the leverage if I want to install a vending machine inside a restaurant? The restaurant owner has the power, so I need to approach this person accordingly. I need to anticipate how…
Buy The Dip! The Magic of Averaging Down
Have you ever bought an outstanding stock at a wonderful price and been proud of yourself? These are the times when we are happy to be investors. However, a bit of bad news in the markets turns your premiere investment into a big flash of red. The price plummets, and now you don’t like looking…
Stocks vs. Cryptos 2: Battle of the Beaten Down Assets
The world has changed dramatically since the time I wrote “Stocks vs. Cryptos.” That was over a year ago, and the stock market and crypto markets were much higher. Since the Federal Reserve has raised interest rates to curb inflation, it may also drive the economy into a recession. There seems to be a lot…
Retirement Planning for the Average Person 4
The average person needs to have a plan for retirement. Yes, this means that you actually need to formulate a path towards getting older and surviving. Retirement is coming for all of us, and no one is coming to save us. Social security is NOT a retirement plan. It’s a questionable backup resource—at best. I…
Join Up! Time to Sign Up for the Military
The military is a great place to beat a recession. I have been in the military during the recessions of 2000, 2008, 2020, and now 2022. But, the military offers so much more. I joined the United States Marine Corps in June 1999 and haven’t looked back. I am currently at 23 years and will…
Overcoming Limiting Beliefs 102: Investing in the Stock Market
Everyone should have at least a small presence in the stock market. However, I understand most people have a paralyzing fear of losing money. Thus, when it comes to investing in the stock market, a couple of paranoias are at play. First is the fear of losing money, and the second is the lack of…
How to Make $500/Month in Dividends
Can $500 a month in free income change your life? I can speak from experience that dividends can change your life and your entire outlook on the future. Once you start building a dividend portfolio, you’ll wonder why you hadn’t started sooner. Of course, it costs money to make money with dividends. If you don’t…
How We Plan to Retire on Dividends 3
I am six months closer to retirement since I published the last article in this series. My dividend portfolio is a shining example of what can happen when you decide to focus on something truly. I am (with my lovely wife, of course) going to achieve $1,000 in dividends this month. Now, let’s take a…
TSP vs. Dividends
In a perfect world, all investing options would be equal. The universe would understand your intent and spit out the results of your wish. Unfortunately, that is not the case. We must micro-manage our investing habits to get the best results. The Thrift Savings Plan (TSP) versus a standard brokerage account is a touchy subject…
Retirement Plus: Use Dividends to Supplement Your Retirement
How is your retirement looking? Do you have cash flow that also increases with inflation? Do you depend on the government to supplement your 401K with social security? How much money do you need the day you retire? Does that amount look the same 20 years into retirement? Retirement is a sensitive subject for most…
Web Edition- The Biggest Book on Passive Income Ever 2!
Links to all 312 Chapters in “The Biggest Book on Passive Income Ever 2!” Amazon charges me for the size of the book—thus the ebook edition is $40. If you prefer that version, you can buy it here. Enjoy! Web Edition INTRODUCTION 00 000 The Biggest Book on Passive Income Ever 2! FINANCIAL MINDSET 01…
Don’t Gamble with Retirement 6
Are you gambling with your retirement? Do you know the difference between saving versus investing? What are you doing today to combat long-term high inflation? We discussed so many things over the last four months, so now it’s time to bring everything together under one roof. Welcome back to the Don’t Gamble with Retirement series …
Rich & Free: Build an Investment Portfolio in 8 Steps
Building an investment portfolio from the ground up can be a daunting task for anyone. There are so many questions that one has to answer before investing their money. “What is my risk tolerance?” or “How much income do I need?” are some of the first questions that you need to ask yourself before beginning. …
Become a Bonafide Investor VI: Debt vs. Equity
One of the most important aspects of becoming a bonafide investor is understanding the difference between debt and equity. Each has its use-cases across multiple investments, including the stock market, real estate, content creation, and business. I’ll try to keep this article from getting out of hand because there is much to discuss. First, welcome…
Pay Down Debt or Start Investing 2
“Should I pay off my debt entirely before I start investing?” This topic keeps me up at night (not really). I do feel very passionately about the guidance people receive on this matter. Paying off our debt and becoming debt-free is one of the single most incredible moments of our 16-year marriage. We used many…
