Tag: free-pdf-book
4 Years of College vs. 4 Years of Content Creation
I’ll admit that this article could be emotional for some people. Having a college degree is their greatest achievement for many people, and they couldn’t imagine life not having one. They will proudly send their kids off to college all day, every day. I always had a different mindset. I graduated high school with a…
Dividends vs. Military Retirement
I am not going to lie—this will be a pretty lop-sided competition. However, I will have additional articles on how the losing party can catch up or beat the victor. Welcome to part one of Dividends vs. Military Retirement. Off the top of your head, which of the two sides do you think will win?…
Passive Income from Creativity 106: Writing
I am saving the best for last, or at least my favorite. Writing has changed my life, and I am proud to present this piece as a writer. Over the past year, I have written over 650,000 words, equivalent to 21 (30,000 words) full-length books. I believe writing is the best form of Passive Income…
Passive Income from Creativity 105: Audio and Speech
Audio and speech are probably the most difficult of all the creativity income streams. I wouldn’t advise starting with audio because it will require an audience. You see what I am talking about soon. Welcome back to the Passive Income from Creativity series (101, 102, 103, 104), where our passion pays the bills. Today, we…
Passive Income from Creativity 104: Video
It’s hard to imagine that video didn’t arrive as the internet first hit the scene. YouTube is something that we take for granted. There is more educational value within YouTube than in our national school system. I don’t mean that to be a diss but as a matter of comparison. If you want to drill…
Passive Income from Creativity 103: Art & Design
Everyone loves a good artist. What if your child had an affinity for drawing and creating art— would you push him to pursue this career path? Most likely, we would guide him to a career that would pay him well, not to become a creative. The reason is we don’t see successful career artists too…
Passive Income from Creativity 102: Photography
With the rise of smartphones with mega cameras, everyone thinks they are professional photographers. I will admit that I also got caught up in the act of taking far too many pictures. Hey, it was fun back in 2012. But now, less is more, and I take pictures that truly move me. However, I am…
Passive Income from Creativity 101: Music
There are many ways to make money in today’s digital world. We can harness the digital landscape, the physical world, and the planets of the metaverse. We have no excuses for using our creativity to build streams of passive income. Today, I am proud to start a new series that focuses on passive income from…
Your First Home: Investment Property or Dream House?
Buying a home can be an emotional roller coaster no matter how you try to fight your feelings. Some people worry about having a huge mortgage over their heads for 30 years. Others want to ensure they are buying the perfect home. Today, we will try to remove as much emotion out of the home-buying…
The Metaverse 104: Education in the Metaverse
The internet and technology brought a considerable shift in educating our children. I remember going to the computer lab to access the “Oregon Trail” and other games. There was a separation between the classroom and the computer. Today, my kids got issued Chromebooks that they can take back and forth. They have the internet at…
Living Overseas Passively 108: Automated Business
I don’t think most people want to run a huge business when they retire overseas. It would be crazy to think about meetings and conference calls while you enjoy the weather in Bali. But, that doesn’t mean we can’t own a business while living overseas—we need only delegate our responsibilities. Welcome back to the Living…
Investing for Interest 102: Super Safe Savers
The average person is risk-averse, meaning they do not want to take a chance in the markets. I understand the philosophy, but it’s time for us to grow up and move into investing slowly. If this sounds harsh, it’s meant to get us moving. Welcome back to the Investing for Interest series (101), where we…
5 Steps to (Financially) Running a Household
Today I want to lay out everything I know about running a household. I will focus on the finance aspect of household operations, as my lovely wife Kristina runs the personnel side of the house. So, what are my qualifications to speak about running a household? My wife and I have been married for 15…
Net Worth vs. Passive Income
Everyone is fascinated by someone’s net worth because most people use it to define wealth. Net worth is simple to determine, but it’s hard to figure out its value. Saying you are worth a certain amount of money doesn’t mean you are necessarily rich. Net worth is a by-product of static wealth. Passive income is…
Your Income Should Increase Every Year
Being an employee has many perks, like not worrying about anyone other than yourself. People become used to life as an employee, often choosing this over starting a business or creating content. But three things being an employee strips you off: freedom of time, money, and location. Today, I will talk specifically about freedom of…
The Dividend Debit Card
Wouldn’t it be nice if you had a debit card that magically created money for you? You would wake up to new money in your account, knowing that you could spend it without guilt? Welcome to the year 2022, and you have this magic card. This card is called the Cash App debit card and…
The Crypto Debit Card
My favorite centralized exchange announced launching a debit card that ties directly to the USDC in your crypto portfolio. I signed up immediately. I am beyond excited and think this could be a major catalyst in the long term. My favorite centralized crypto exchange is Voyager (affiliate link). I have been a fan of Voyager…
HOW to Use Credit Cards
I just finished an article where I asked you NOT to use credit cards unless you were debt-free and had multiple income streams. Today, I present the counterargument to using credit cards. Please read “When NOT to Use Credit Cards” first. Credit cards can be a boon to your financial success if used properly. They…
Become CEO of Yourself 2
The most challenging part of achieving everything we want in life is controlling our behaviors. We don’t have much control over the results of our actions; however, we can control our efforts to obtain great results. For example, we can wake up early every morning, make our beds, build our business, exercise, and read books…
Investing for Interest 101: What is Fixed Income?
I am reaching the point where I am operating at maximum capacity. In a dream world, I would make this into a 10-part series and flesh out each investing option below. However, I still have a day job. So, today I will combine a lot of information into a short article. Hopefully, I will dig…
