Tag: free-pdf-book
Investing for Interest 103: Treasure in Treasuries
Learning to invest can be intimidating, especially if you don’t have much guidance. That’s why I started the Investing for Interest 101 series (101, 102). Investing for interest (debt) can be safer than entering the stock market; however, you may achieve a lower return. Previously we discussed the Super Safe Savers of high yield savings…
Pay Down Debt or Start Investing 2
“Should I pay off my debt entirely before I start investing?” This topic keeps me up at night (not really). I do feel very passionately about the guidance people receive on this matter. Paying off our debt and becoming debt-free is one of the single most incredible moments of our 16-year marriage. We used many…
The Magic of Living Below Your Means
The American mindset is to work harder and longer to have nicer things. It sounds good in theory, but in actuality, it never pans out this way. The first step to becoming rich is learning to live poor. By “poor,” I mean to be happy with having less. You’ll be surprised by how much stuff…
A High-Value Person: Passively Earns $100,000 Annually
There have been many talks recently about High-Value Men and High-Value Women. The typical conversation states that a high-value person earns $100,000/year from their jobs. For context, the term high value doesn’t factor in morals and ethics, just income. The numbers for high-value people seem to be around 10% of males and 3% of women…
The Beauty of Rental Income
The world is a beautiful place when we take the time to enjoy the view. Sometimes it is hard to value the world during our hectic and chaotic lives. But, some things can make your life even more beautiful. Here are my top four things that can make your life even more vibrant: a fantastic…
Use Dividends as Your Safety Net
We are moving into unknown times. The stock market is in flux, interest rates are inching upwards, the job market looks good on the surface, and the pandemic still looms. How is a person going to survive? Yes, conventional wisdom leads us to believe that having a job is the most reliable form of stability.…
Create an Online Course for Passive Income
Passive income is amazing because you separate your time from the act of making money. One of the best ways to explain passive income is the concept of writing a book. You may spend three months working on the book and then release it on the Kindle platform. From there, the book can generate income…
How to Start Dividend Investing 105: Your First 5 Dividend Stocks
Venturing into the unknown can be difficult, especially if money is involved. I always beat the drum of dividend investing; however, most people are too intimidated to take the first step. Today, we are going to solve this analysis paralysis. Welcome back to the How to Start Dividend Investing series (101, 102, 103, 104), where…
Real Estate Investing in Your 30s
Usually, our 30s are when we get serious about buying our first home. It is also when we are most likely to set ourselves up for failure. Welcome back to the Real Estate Investing at Any Age series (20s), where we build a path to lifelong real estate success. Please read the companion article “Retirement…
What is Decentralized Finance?
The world of cryptocurrencies is massive and can be overwhelming. However, many people confuse cryptocurrencies and decentralized finance. Today, I will attempt to calm everyone down, separate these two different economies, and give you a way forward to start investing. Cryptocurrencies Basics. Let’s review the basics of cryptocurrencies. We can consider cryptocurrencies money, stores of…
Decrease Possessions. Increase Wealth.
Why do we need so much stuff? We almost go to work entirely to buy new things or collect different experiences. How much money do we actually need to survive? What is the bare minimum amount that we need for expenses? I never thought of myself as a materialistic person. However, I just finished reading…
Dividends vs. Royalties part III
What a fantastic day to be alive! I just hit a significant milestone on my passive income journey. I reached $100 in Amazon book sales in one month. This is an incredible feat, especially as I don’t advertise my books at all. I started my Amazon publishing journey in January 2021. That month I earned…
Budget vs. Fixed Income
I will always live on a budget, but I never want to live on a fixed income. Today, my goal is to explain this statement so you understand the difference between the two—and make a choice. Budgeting. Budgeting is the key to creating, protecting, and increasing your income. If you want to be rich, you…
What Type of Home Business Should You Start 4: Content
There has never been a better time to create a business from home. The massive amount of opportunities available via your computer and internet connection is incredible. My favorite business model is content creation, and I will explain why during this article. Hello everyone, and welcome back to the What Type of Home Business Series…
Real Estate Investing in Your 20s
Your 20s can be a magical time in your life, or they can be a nightmare. You can say the same about real estate investing at any age. To be successful in your 20s at anything, you must be ten steps ahead of the group. To achieve different results, you have to do things differently. …