Tag: free-pdf-book
My 7 Principles of Wealth
To become wealthy, you need a foundational belief system. Yes, you can have the physical steps like paying off your credit cards, but there has to be a shift in mindset. Without a divergent belief system, the world of consumerism and materialism will overtake your goals. I previously wrote about my core values of passive…
From Dirt to Dividends 5: Use Composting & Dividends ETFs To Supplement Your Homestead
Life is good on our wealthy homestead, so welcome back. Here, we live off the land while becoming rich on dividends. It’s not a bad deal to convert nature into cash flow. This piece is part five of the From Dirt to Dividends series (Part 1, Part 2, Part 3, Part 4). Previously, we have…
Home Buying for the Average Person: The Window is Closing
You will not like this article because it will be a truth pill. I can’t sugarcoat the situation any longer—homeownership for the average person is out of reach. It’s over. Only those people who go above and beyond will be able to afford homes and live the American dream. Let’s be clear; this is also…
Investing for Interest 107: Series “I” Bonds For You and I
This year will be a challenging time for both savers and investors. The bond markets predict a recession, and the stock market is already pricing in the effects of inflation, high-interest rates, and limited commodities. We can’t speak with certainty about what will happen in the next one or two years, so we must hedge…
From Dirt to Dividends 4: Use Community Farming & Mortgage REITs to Supplement Your Homestead
Just because we are off on our homestead doesn’t mean we have to be alone. In fact, homesteading is all about community and teamwork. Welcome back to the From Dirt to Dividends series (part 1, part 2, part 3), where we discuss moving away while becoming rich. Today, I will explain how we can use…
Mother’s Happy Cash Flow Retirement
We all love our moms, and we want them to lead wonderful lives into their later years. However, many of our moms grew up without the financial education and opportunities to get ahead before retirement. Many of our mothers depend on social security to get by every month. If you asked them about their dream…
Building an Audience 101: Know, Like & Trust
To be successful in any business involves building an audience. Think of life as a massive sales funnel, where the world is at the top of the funnel. The bottom of the funnel is where you make a sale to a customer. From the initial contact you make with a cold lead (random person) to…
From Dirt to Dividends 3: Use Insects and Business Development Companies to Supplement Your Homestead
Do you want to spend your retirement in a major metropolitan city with smog, cars, noise, and rude people? I sure as heck don’t. That’s why I am planning my escape from the city now. However, just because I plan to retire to a homestead doesn’t mean that I will be broke. In fact, I…
Dividends vs. Social Security
If you are under 50, don’t fall for the social security trap. You still have time to save yourself and build a fantastic retirement. “What is this trap?” you ask. If you are planning for social security to be your primary source of retirement income, you are in the deadliest trap of them all. You…
Retirement Plus: Use Royalties to Supplement Your Retirement
Are you approaching retirement? How is your retirement plan unfolding? I talk a lot about retirement planning for the average person so we can break the fixed income mindset. Your retirement plan most likely consists of a 401K and social security. Your 401K is at the mercy of the stock market, and social security is…
From Dirt to Dividends 2: Use Livestock and Closed-End Funds to Supplement Your Homestead
Going off-grid is a fantastic accomplishment. However, building a homestead close to the city is just as awesome. You get the benefits of farm living and still have a Wal-Mart nearby. This is part 2 of my Dirt to Dividends series (Part 1), where I discuss growing our farm and retirement nest egg concurrently. Today,…
Tiny Dividends: Can You Retire on Dividends from Index Funds?
Today’s topic will make you think, so put on your exploration hats. I have never seen a subject like this before, so we are charting new territory and hunting some sacred cows. Let’s begin. Typical index fund retirement. The standard index fund retirement involves savers (not investors) piling their money into various index funds. Most…
Rental Takeover: Is Your Neighborhood Being Overtaken by Investors?
I’ve heard about an upcoming “reawakening” in the housing market lately. People blindly look at ridiculous housing prices and sky-high rents and assume a crash is imminent. The great housing bust of 2008 is still in everyone’s mind, and today’s market does look similar—at least on the surface. But are things the same as in…
From Dirt to Dividends: Use Gardening and Preferred Shares to Supplement Your Homestead
Homesteading is about freedom from the world (large) and the daily grind (small). However, there is one thing that we will never be free of—money. Thus, we need to prepare financially before we run off into our homesteading haze. You must be thinking, “what a weird article.” In my last article, “How to Defeat Creator’s…
House Hacking to Financial Independence
I don’t think enough people understand the true power of house hacking. For my part, I attempt to talk about its benefits across most of my articles. But, I will keep trying until more people recognize its life-changing effects. Today, I will continue to beat the drum of house hacking and making money from your…
Set Your Retirement Requirements
Most people ask, “How much money do I need for retirement?” They usually dream of some arbitrary amount of money, like $1 million. However, it is better to set more concrete goals focused on income rather than a lump sum. Net worth vs. passive income. I always talk about net worth versus passive income. Net…
Real Estate Investing in Your 70s
We are heading into the last leg of our lives, and we should already be rich. Yes, if we have been taking all the proper steps in our personal time, we should have well over $2-4 million in our accounts. We will have helped our children (now in their 40s and 50s) stand up on…
505 Takeaways from 101 Books
Can reading 101 books make you rich? Yes, yes it can! 001 10 Other Investments You Can Do 002 40 Ways to Increase Net Income of Your Rental Property 003 A Trader’s First Book on Commodities 004 Amazon Keywords for Books 005 An Expat’s Experiences of Living in Turkey 006 Apartment Gardening 007 Artificial Intelligence,…
TSP vs. Dividends
In a perfect world, all investing options would be equal. The universe would understand your intent and spit out the results of your wish. Unfortunately, that is not the case. We must micro-manage our investing habits to get the best results. The Thrift Savings Plan (TSP) versus a standard brokerage account is a touchy subject…
Retirement Plus: Use Dividends to Supplement Your Retirement
How is your retirement looking? Do you have cash flow that also increases with inflation? Do you depend on the government to supplement your 401K with social security? How much money do you need the day you retire? Does that amount look the same 20 years into retirement? Retirement is a sensitive subject for most…
