Category: Investments
Stock Market Down? Dividend Yield Up!
2022 will be a crazy year for the stock market. Inflation is beyond hot, and the Federal Reserve is pursuing raising interest rates. All of these scenarios will lead to extreme stock market volatility. I know that we love to see our stocks always in the green and increase in value—it’s human nature. However, let’s…
Saving vs. Investing
There are tons of ways to get rich: you can work at McDonald’s, be a manager at McDonald’s, own McDonald’s stock, sell covered calls using McDonald’s stock, or own a McDonald’s franchise. All of these paths can lead to wealth and happiness, but they will each take a different understanding of the principles of wealth.…
The Magic of Investing
Investing is an entirely different world from Saving. You can become a millionaire by using both methods, but the speed at which you achieve this status differs. Once you understand the principles, investing may interest you. What is Investing? My personal definition of investing is using money to provide financial freedom. For reference, my personal…
The Best Way to F.I.R.E.: Index Funds vs Dividend Growth vs. Income Investing
The Financial Independence Retire Early (FIRE) movement has been all the rage over the last 10-15 years. The idea is to reach a certain financial position and leave the workforce for good. Most FIRE starters also have some form of passive income, such as a blog, podcasts, or YouTube channel. But what is the best…
The Magic of Passive Index Fund Investing
If you are reading this, then chances are that you haven’t started your journey into stock market investing yet, correct? I say that because index funds are some of the very first ways to head down the path towards building wealth. Passive Index Fund investing is the third pillar of my overall investing strategy. The…
The Magic of Dollar-Cost Averaging
How do I get started with investing? Why do I need to invest? How much money do I need to invest? What do I need to invest in with my money? These are some of the questions that are keeping you from investing. And since you know that you need to invest, these questions are…
My 4 Favorite Index Funds
Index funds are boring and don’t take much knowledge to start investing. Nobody is going to care if you made a killing with index investing. All that being said, index funds are absolutely vital to the health of your portfolio. It is hard to go wrong with index funds, and they can help cover some…
5 Takeaways from “The Psychology of Money”
“The Psychology of Money” by Morgan Housel is a mandatory read for anyone entering the stock market or the larger world of investing. So much of how we perceive our investing life comes from our mindset. The book gives us reasonable parameters to frame our investing goals and successes. The basic rule is to invest…
Dividends vs. Military Retirement
I am not going to lie—this will be a pretty lop-sided competition. However, I will have additional articles on how the losing party can catch up or beat the victor. Welcome to part one of Dividends vs. Military Retirement. Off the top of your head, which of the two sides do you think will win?…
5 Takeaways from “Infinity Investing”
“Infinity Investing” by Toby Mathis is a book about building a portfolio of assets that will eventually cover your lifestyle. In other words, what I write about every day. Needless to say, this was a fantastic read. We all want to achieve financial freedom via different techniques and methods. Some may be heavy into real…
Santa’s Bringing Dividends
Do you remember how excited you were on Christmas Eve as a child? We used to wake up at 6 am and run to open presents. No matter what we received, we were happy and blessed. Those magical moments will forever live on in our hearts because it was all about love. Our parents probably…
Investing for Interest 102: Super Safe Savers
The average person is risk-averse, meaning they do not want to take a chance in the markets. I understand the philosophy, but it’s time for us to grow up and move into investing slowly. If this sounds harsh, it’s meant to get us moving. Welcome back to the Investing for Interest series (101), where we…
The Dividend Debit Card
Wouldn’t it be nice if you had a debit card that magically created money for you? You would wake up to new money in your account, knowing that you could spend it without guilt? Welcome to the year 2022, and you have this magic card. This card is called the Cash App debit card and…
Investing for Interest 101: What is Fixed Income?
I am reaching the point where I am operating at maximum capacity. In a dream world, I would make this into a 10-part series and flesh out each investing option below. However, I still have a day job. So, today I will combine a lot of information into a short article. Hopefully, I will dig…
5 Takeaways from “Investing in Fine Wine”
“Investing in Fine Wine” by Alex Andrawes is the book I never knew I wanted to read. I was browsing Kiplinger’s personal finance magazine and saw an ad about investing in wine. I’d never thought about wine as an investment, so I decided to read a book about the process. Wine is an exciting asset…
Stock Market Investing 107: Back to Basics
As the New Year approaches and the threat of more lockdowns looms, I thought I’d go back to the basics. The stock market may not have the same trajectory that investors seek. Most of us see stocks only going up—something that might be changing. A choppy stock market that is trading sideways is still an…
Roth IRAs vs. Municipal Bonds: Who is the Tax-Free Champion?
Taxes are a necessary evil because they help fund the society where we live. However, our responsibility as investors is to minimize our tax bill in the most efficient legal way possible. Two ways I have previously discussed are through Roth IRAs and Municipal Bonds. But given $6,000 a year to commit, which method would…
7 Reasons Dividend Growth Investing is For You
You may have heard the term passive income before. However, you may not truly understand the meaning or effect that it can have on your life. Usually, when the words passive income come up in conversation, people are talking about dividends. Dividends are the most passive of passive income. Once you set up your portfolio,…
5 Takeaways from “Dividend Growth Investing”
“Dividend Growth Investing” by Freeman Publications is a detailed look at one of my favorite pastimes. I have been a dividend growth investor for over two years, and I still love reading other people’s take on this vital strategy. Dividend growth investing (DGI) is the process of investing in companies over time. As time progresses,…
Dividends vs. Capital Gains 2
There has never been a better time to make the switch from a capital gains investor to a dividend investor. In fact, I would classify most capital gains-lovers as traders. As we move into an inflationary period, the growth stocks that many capital gains traders love may not outperform as they did over the last…
