Tag: Financial Independence
Become the CEO of Yourself
Now it is time to take control of our lives and create the future that we envision. Where do we start? In the last article, “Become the CEO of Your Life,” we talked about identifying what you wanted in love and work. Now, we want to take small positive steps in the right direction. These…
Become an Entrepreneur before You Start a Business
Over my 40 years, I have witnessed many people start businesses. Some of these businesses fail, and some actually become successful. However, I have met very few actual entrepreneurs. Entrepreneurs are hard to find, although people with companies are everywhere. Josh, what the heck are you talking about—with entrepreneurs? Business owners and entrepreneurs are two…
How to Determine the Best Time to Buy a House
The housing market is currently sitting at an all-time high again. I seem to hear someone with sage guidance about the market every day. Josh, I will wait a couple of months until the real estate market cools off, then I will buy. However, that day may never come. What do we do? Trying to…
CryptoCurrency 101: Let’s Invest in Crypto Together!
Well, it is finally time to dive into the world of cryptocurrencies. I know that I have been a little apprehensive before, but fear never gets us anywhere. Sometimes we have to take the bull by the horns and wrestle control of our futures. I want this series to be a place where we can…
Investing for Dividends 104: The Importance of Index Funds to Your Dividend Portfolio
When I first began to read about passive income in June 2019, I was intrigued by the Dividend Growth Investing (DGI) community. They seemed to be hardcore dividend folks who had a good pulse on how to create passive income. I wrote an article on dividend growth investing called “Stock Market Investing 102: Dividend Growth…
Financial Independence through Real Estate
Of all the ways to retire early, I believe real estate is the most attainable of them. I recently wrote an article called “How We Plan to Retire on Dividends,” which laid out our plans to use investments to supplement our retirement. Then, I wrote an article called “Retire Rich, Retire Comfortable with a Business,”…
4 Steps to Become Rich
It’s funny that the steps we are given at a young age to become rich will not really make us rich. We may become wealthy over a long span of time, but not as fast as they allude to as we are growing up. Their four steps for wealth are: 1) Get good grades 2)…
Military Success 104: Family Fitness
Thus far, we have covered many diverse topics throughout the military success series; physical fitness in 101, mental fitness in 102, and educational fitness in 103. Now, I want to talk about something we rarely discuss before joining the military, family fitness. That’s right; family is one of the most important aspects of having a…
Retire Rich, Retire Comfortable with a Business
They say that working in the workforce is what gives our lives meaning and purpose. When we retire, our lives tend to fade away, and we lose ourselves. I am currently 40 years old, and I could retire right now, and my life would gain ten times more meaning and purpose. Why am I so…
Creative Financing in Real Estate 103: Home Equity
Real Estate is currently at the top of its game. It is a seller’s market where buyers are bidding the prices up against one another. There is a housing shortage across the board, and some say it may take a couple of years to catch up on inventory. What is a buyer to do? Well,…
Crypto Showdown: Bitcoin vs. Ethereum
Often we are presented with a pair of fierce competitors: Coca-Cola vs. Pepsi or Walmart vs. Target. We like to choose sides based on our past experiences or our taste buds. Today, I present the latest competitors to step into the ring: Bitcoin vs. Ethereum. Which one deserves your investing dollars? Let’s find out. I…
5 Benefits of Options Trading
Can you make active income from passive income sources? Do you have a nice-sized dividend portfolio get sitting around, waiting to produce more revenue? Then you might want to research trading options in the stock market. Options are contracts giving the owner the right to buy or sell an asset at a fixed price for…
Should You Consolidate Debt?
Most of us gather debt during our younger days—cars, credit cards, student loans, etc. So the question becomes, should we consolidate debt to assist in the repayment process? There are a few positives to consolidating debt and one giant negative. Let’s jump into this significant decision. A huge reason why Kris and I could get…
5 Takeaways from “Ethereum”
“Ethereum” by Jack Mathew reads like a magazine for Information Technology (I.T.) coding or programming. That is to say that it is a tough read for us regular folks. However, I am glad I powered through it, and it was only 46 challenging pages. Ethereum is currently the second leading cryptocurrency, only trailing Bitcoin. I…
The Truth About Discretionary Income- You’ve Been Lied To
Do you remember those days when you would neatly budget all your money? You would know how much total income was coming into your household and measure that against your expenses? The resulting difference, if a positive number, was called discretionary income. Well, it was all a lie. All of it. Let’s start from the…
5 Takeaways from “How to Make a Living with Your Writing”
Can you make a living as a writer, especially if you didn’t go to college to be one? After reading the book “How to Make a Living With Your Writing” by Joanna Penn, I believe that you can. The key to writing for a living is creating multiple streams of income. Sounds familiar? I personally…
Advertising 103: Maslow’s Hierarchy of Needs
Choosing the appropriate advertising that suits your core audience can be difficult. The product you are selling can have a massive effect on the type of copy you will need to run to appeal to a particular group. So how do you get started? First, read Advertising 101 and Advertising 102, as they will give…
Retire on CryptoCurrency #1
Welcome to our new series tracking our progress on retiring on CryptoCurrency. I am brand new to this world (as of April 2021) and plan to go the distance. I don’t know the final amount we are aiming for but will have a better idea as we continue. We will be using our favorite Crypto…
Passive Income in CryptoCurrency
Today is an exhilarating day for me. I found another stream of passive income, and it comes in a unique package. I would have never thought that I would find my next passive income source in CrytpoCurrencies. What a world we live in today. This article will be short, but I wanted to post my…
Become a Real Estate Agent/Investor
Wouldn’t it be great to have the inside scoop on real estate deals happening near you? How would you like to save at least three percent on each real estate deal you close? How about having a team of investors ready to jump on board each of your projects? All this could be possible if…
