Tag: Financial Independence
5 Takeaways from “Couponing for Beginners Guide”
“Couponing for Beginners Guide” by T.M. Crump is a short book on how to start couponing. Every penny counts as we enter a recession and a period of high inflation. Couponing is a lifestyle—not something you do casually. There is a lot of work to use coupons effectively, so you must take it seriously. 1)…
Debt-Free Society: Beat Automobile Debt
There has been some debate about whether your home is an asset or a liability. I agree with Robert Kiyosaki, who says that your primary residence is a liability. However, there is no doubt that your car is a massive liability. Yes, it gets you to work, but it drains resources daily. With the increased…
5 Takeaways from “Destroy Your Student Loan Debt”
“Destroy Your Student Loan Debt” by Anothony ONeil takes us step-by-step on how to get rid of large amounts of student loan debt. I never took any student loans, but I know it affects many young professionals. You need to attack student loans aggressively and quickly. If you don’t, they can grow faster than you…
Being Broke Isn’t Cute part II: Getting on the Right Path
Unlike my little bunny rabbits, being broke isn’t cute. Being broke is a struggle that many people face daily, but now is the time to get on track. Welcome back to the Being Broke Isn’t Cute series (Part I), where I discuss how to go from being broke to comfortable. What is the right path?…
5 Takeaways from “3 Secrets to Effective Time Management”
“3 Secrets to Effective Time Management” by Elizabeth Grace Saunders is a must-read for those who struggle with time management. Elizabeth Saunders’ approach to time management is about accomplishing the important things first. It may seem simple, but you must identify what is essential to you BEFORE you start your day. Before she gets into…
Income Investing vs. Inflation
I want my money now! In fact, I want to create as many paychecks as possible throughout the month. This concept is the basis of becoming an income investor. I have been preaching about the woes of inflation for over a year now (Inflation is Coming, Prepare for Inflation). Now, it’s here, and I am…
Crypto Investing 104: Start with Stablecoins
Today will be a fantastic day because I get to talk about my favorite investment strategy, USDC. USDC is a stablecoin that trades on centralized and decentralized exchanges. What makes the United States Dollar Coin great is that it bridges the gap between traditional finance (TradFi) and Decentralized Finance (DeFi). Today, I will explore why…
Retirement Plus: Use Bonds to Supplement Your Retirement
As we move towards retirement, we want to ensure we have multiple streams of income that can increase over time. They increase by paying us a yield, whether interest or dividends. Being on a fixed income, especially during periods of high inflation, is the most dangerous thing you can do during retirement. We want to…
Become CEO of Yourself 3
In our quest for financial freedom, the part we most often forget is forging the correct mindset. Truthfully, your mindset is the most critical factor in obtaining great wealth. As much as I love to talk about dividends and rental properties, I continually make it a point to return to a financial mindset. Once I…
Free Food: Turn Your Garden into a Business
We are in the most inflationary period in over fifty years. Due to multiple constraints with money-printing, the pandemic, and broken supply chains, food costs are increasing rapidly. How will the average person survive this pricing war? We need to go back to our roots (pun intended) and live off of the Earth. A few…
Being Broke Isn’t Cute part I: Why Are You Broke?
Aren’t the rabbits on the cover just the cutest things you have ever seen? As I wrote in “The Publishing Chronicles 2: Design Your Own Book Covers,” the inspiration for my writing sometimes comes from images. In this case, I saw four pictures of these cute rabbits and had to write four articles. Do you…
A Recession vs USDC
During a recession, we must be on our best financial behavior. We will not have the resources to waste money all over town on things we “want.” Even better, we must have our money working for us and avoid working for money as our only source of income. Many of us have children, families, or…
Run an Upscale Bed and Breakfast
This article describes a business idea I have had for almost two years. It’s good to get your ideas out into the world; maybe someone can execute my dream. My dream business calls for my family to run a fancy bed and breakfast with additional options that set it apart from all other services in…
USDC vs Series I Bonds
United States Dollar Coin (USDC) has proven to be one of my favorite high-yield investments over the past year. Using Voyager (affiliate link), it is easy to get your money in and out of USDC while earning 9% interest. However, since the rise of inflation, Series “I” Bonds from the US Government have yielded over…
5 Takeaways from “Rich Dad’s Guide to Becoming Rich”
“Rich Dad’s Guide to Becoming Rich” by Robert Kiyosaki is my favorite book of all time. That is to say, all of Robert Kiyosakis’ books are my favorites. Mr. Kiyosakis’ books all say the exact same thing, yet they are all different. He has simple messages he tells people across multiple parables (stories). I love…
The Publishing Chronicles 5: My Lightweight, Browser-Only Workflow
You can search extensively for your dream job or create it yourself. I learned this from the book “From Paycheck to Purpose.” I am on a mission to create a job that perfectly suits how I envision my future. I became a writer to live the laptop life of freedom with no strings attached. Welcome…
Don’t Gamble with Retirement 7
Retirement comes for all of us; how we choose to spend it is entirely on us. We can struggle on a fixed income and pray the government solves our problems for us. Or we can take matters into our own hands by creating the most extraordinary retirement possible. If you rely on the government or…
Financial Independence Remain Employed
Who says that you need to quit your job once you become rich? The good part of being wealthy is choosing your own destiny. Many of us find solace in the daily grind. We have worked in the workforce for many years and have built a solid reputation. We want the ability to retire whenever…
Preferred Shares vs Treasury Bonds
If you just read the title, you probably think what weird securities to compare. Preferred Shares trade on the stock market, while the US government sells treasury bonds. However, these assets have an inverse relationship hidden from many people. It all starts with the investor’s chase for yield. Yield is everything. As investors, we all…
Staying Debt-Free in Your 70s
In our 20s, the biggest threat to our wealth was striking out into the world. Conversely, in our 70s, the most significant threat to our fortunes is us leaving the world unprepared. That’s right; our 70s is all about ensuring we have everything in place for us to leave the world with our fortunes intact.…
