Category: Investments
Investing for Interest 104: Bountiful Bond Funds
Bonds are a great way to hedge yourself against the stock market’s volatility. However, bonds themselves can be volatile. There are various ways to invest in bonds allowing us to diversify our portfolio. Welcome back to the Investing for Interest 101 series (101, 102, 103), where we discuss building a portfolio of interest-bearing assets. Today,…
Become a Bonafide Investor VI: Debt vs. Equity
One of the most important aspects of becoming a bonafide investor is understanding the difference between debt and equity. Each has its use-cases across multiple investments, including the stock market, real estate, content creation, and business. I’ll try to keep this article from getting out of hand because there is much to discuss. First, welcome…
USDC vs. Saving Bonds vs. Treasuries
There are more ways to save and invest than ever, yet most Americans have less than $1,000 in savings. Dave Ramsey (“Baby Step Millionaires”) suggests saving a $1,000 emergency fund before paying down debt. I have been talking about saving and investing recently, and even savings vs. investing. But, just because you are not comfortable…
Investing for Interest 103: Treasure in Treasuries
Learning to invest can be intimidating, especially if you don’t have much guidance. That’s why I started the Investing for Interest 101 series (101, 102). Investing for interest (debt) can be safer than entering the stock market; however, you may achieve a lower return. Previously we discussed the Super Safe Savers of high yield savings…
Why I Became an Income Investor
There are many different ways to invest in the stock market, and with discipline, you can find success with all of them. You can invest purely in index funds or ETFs. Or you can start a dividend growth portfolio. If you take the time to understand the securities you are picking and gather some information…
Use Dividends as Your Safety Net
We are moving into unknown times. The stock market is in flux, interest rates are inching upwards, the job market looks good on the surface, and the pandemic still looms. How is a person going to survive? Yes, conventional wisdom leads us to believe that having a job is the most reliable form of stability.…
How to Start Dividend Investing 105: Your First 5 Dividend Stocks
Venturing into the unknown can be difficult, especially if money is involved. I always beat the drum of dividend investing; however, most people are too intimidated to take the first step. Today, we are going to solve this analysis paralysis. Welcome back to the How to Start Dividend Investing series (101, 102, 103, 104), where…
Dividends vs. Royalties part III
What a fantastic day to be alive! I just hit a significant milestone on my passive income journey. I reached $100 in Amazon book sales in one month. This is an incredible feat, especially as I don’t advertise my books at all. I started my Amazon publishing journey in January 2021. That month I earned…
Stock Market Down? Dividend Yield Up!
2022 will be a crazy year for the stock market. Inflation is beyond hot, and the Federal Reserve is pursuing raising interest rates. All of these scenarios will lead to extreme stock market volatility. I know that we love to see our stocks always in the green and increase in value—it’s human nature. However, let’s…
Saving vs. Investing
There are tons of ways to get rich: you can work at McDonald’s, be a manager at McDonald’s, own McDonald’s stock, sell covered calls using McDonald’s stock, or own a McDonald’s franchise. All of these paths can lead to wealth and happiness, but they will each take a different understanding of the principles of wealth.…
The Magic of Investing
Investing is an entirely different world from Saving. You can become a millionaire by using both methods, but the speed at which you achieve this status differs. Once you understand the principles, investing may interest you. What is Investing? My personal definition of investing is using money to provide financial freedom. For reference, my personal…
The Best Way to F.I.R.E.: Index Funds vs Dividend Growth vs. Income Investing
The Financial Independence Retire Early (FIRE) movement has been all the rage over the last 10-15 years. The idea is to reach a certain financial position and leave the workforce for good. Most FIRE starters also have some form of passive income, such as a blog, podcasts, or YouTube channel. But what is the best…
The Magic of Passive Index Fund Investing
If you are reading this, then chances are that you haven’t started your journey into stock market investing yet, correct? I say that because index funds are some of the very first ways to head down the path towards building wealth. Passive Index Fund investing is the third pillar of my overall investing strategy. The…
The Magic of Dollar-Cost Averaging
How do I get started with investing? Why do I need to invest? How much money do I need to invest? What do I need to invest in with my money? These are some of the questions that are keeping you from investing. And since you know that you need to invest, these questions are…
My 4 Favorite Index Funds
Index funds are boring and don’t take much knowledge to start investing. Nobody is going to care if you made a killing with index investing. All that being said, index funds are absolutely vital to the health of your portfolio. It is hard to go wrong with index funds, and they can help cover some…
5 Takeaways from “The Psychology of Money”
“The Psychology of Money” by Morgan Housel is a mandatory read for anyone entering the stock market or the larger world of investing. So much of how we perceive our investing life comes from our mindset. The book gives us reasonable parameters to frame our investing goals and successes. The basic rule is to invest…
Dividends vs. Military Retirement
I am not going to lie—this will be a pretty lop-sided competition. However, I will have additional articles on how the losing party can catch up or beat the victor. Welcome to part one of Dividends vs. Military Retirement. Off the top of your head, which of the two sides do you think will win?…
5 Takeaways from “Infinity Investing”
“Infinity Investing” by Toby Mathis is a book about building a portfolio of assets that will eventually cover your lifestyle. In other words, what I write about every day. Needless to say, this was a fantastic read. We all want to achieve financial freedom via different techniques and methods. Some may be heavy into real…
Santa’s Bringing Dividends
Do you remember how excited you were on Christmas Eve as a child? We used to wake up at 6 am and run to open presents. No matter what we received, we were happy and blessed. Those magical moments will forever live on in our hearts because it was all about love. Our parents probably…
Investing for Interest 102: Super Safe Savers
The average person is risk-averse, meaning they do not want to take a chance in the markets. I understand the philosophy, but it’s time for us to grow up and move into investing slowly. If this sounds harsh, it’s meant to get us moving. Welcome back to the Investing for Interest series (101), where we…
