Category: Investments
Blue Yield: The Magic of High-Yield Blue Chip Stocks
Income investing is my favorite way to interact with the stock market. I enjoy finding great high-yield products at a discount. When I buy these securities on sale, my dividend yield (income) increases. However, most people will not become income investors. The average person will invest in low-fee index funds, leading to massive gains but…
Income Portfolio vs. USDC: The Battle for 9%
Investing is about getting a return on your investment, therefore ensuring the velocity of money, compounding, time, and intellect all work in your favor. The more you learn, study, and grow, the better your chances are to get “lucky.” When we think about investing, sometimes we come to decision points that lead to vastly different…
Rich & Free: Build an Investment Portfolio in 8 Steps
Building an investment portfolio from the ground up can be a daunting task for anyone. There are so many questions that one has to answer before investing their money. “What is my risk tolerance?” or “How much income do I need?” are some of the first questions that you need to ask yourself before beginning. …
Investing for Interest 106: My Favorite High-Yield Savings Account
One of the best ways to start your journey from non-saver, to a saver, to an investor is by opening a high-yield savings account (HYSA). In fact, my first passive income payday was from my favorite high-yield savings account. Welcome back to the Investing for Interest series (101, 102, 103, 104, 105). I have recently…
Investing for Interest 105: The Hunt for Baby Bonds
Investing in bonds can be difficult because companies usually sell them in $1,000 or more increments. Thus, we typically turn to US Treasuries or Bond funds to allocate bonds. However, some bonds trade in denominations of $25, $50, and $100—making them accessible to the average investor. Welcome back to the Investing for Interest series (101,…
Investing for Interest 104: Bountiful Bond Funds
Bonds are a great way to hedge yourself against the stock market’s volatility. However, bonds themselves can be volatile. There are various ways to invest in bonds allowing us to diversify our portfolio. Welcome back to the Investing for Interest 101 series (101, 102, 103), where we discuss building a portfolio of interest-bearing assets. Today,…
Become a Bonafide Investor VI: Debt vs. Equity
One of the most important aspects of becoming a bonafide investor is understanding the difference between debt and equity. Each has its use-cases across multiple investments, including the stock market, real estate, content creation, and business. I’ll try to keep this article from getting out of hand because there is much to discuss. First, welcome…
USDC vs. Saving Bonds vs. Treasuries
There are more ways to save and invest than ever, yet most Americans have less than $1,000 in savings. Dave Ramsey (“Baby Step Millionaires”) suggests saving a $1,000 emergency fund before paying down debt. I have been talking about saving and investing recently, and even savings vs. investing. But, just because you are not comfortable…
Investing for Interest 103: Treasure in Treasuries
Learning to invest can be intimidating, especially if you don’t have much guidance. That’s why I started the Investing for Interest 101 series (101, 102). Investing for interest (debt) can be safer than entering the stock market; however, you may achieve a lower return. Previously we discussed the Super Safe Savers of high yield savings…
Why I Became an Income Investor
There are many different ways to invest in the stock market, and with discipline, you can find success with all of them. You can invest purely in index funds or ETFs. Or you can start a dividend growth portfolio. If you take the time to understand the securities you are picking and gather some information…
Use Dividends as Your Safety Net
We are moving into unknown times. The stock market is in flux, interest rates are inching upwards, the job market looks good on the surface, and the pandemic still looms. How is a person going to survive? Yes, conventional wisdom leads us to believe that having a job is the most reliable form of stability.…
How to Start Dividend Investing 105: Your First 5 Dividend Stocks
Venturing into the unknown can be difficult, especially if money is involved. I always beat the drum of dividend investing; however, most people are too intimidated to take the first step. Today, we are going to solve this analysis paralysis. Welcome back to the How to Start Dividend Investing series (101, 102, 103, 104), where…
Dividends vs. Royalties part III
What a fantastic day to be alive! I just hit a significant milestone on my passive income journey. I reached $100 in Amazon book sales in one month. This is an incredible feat, especially as I don’t advertise my books at all. I started my Amazon publishing journey in January 2021. That month I earned…
Stock Market Down? Dividend Yield Up!
2022 will be a crazy year for the stock market. Inflation is beyond hot, and the Federal Reserve is pursuing raising interest rates. All of these scenarios will lead to extreme stock market volatility. I know that we love to see our stocks always in the green and increase in value—it’s human nature. However, let’s…
Saving vs. Investing
There are tons of ways to get rich: you can work at McDonald’s, be a manager at McDonald’s, own McDonald’s stock, sell covered calls using McDonald’s stock, or own a McDonald’s franchise. All of these paths can lead to wealth and happiness, but they will each take a different understanding of the principles of wealth.…
The Magic of Investing
Investing is an entirely different world from Saving. You can become a millionaire by using both methods, but the speed at which you achieve this status differs. Once you understand the principles, investing may interest you. What is Investing? My personal definition of investing is using money to provide financial freedom. For reference, my personal…
The Best Way to F.I.R.E.: Index Funds vs Dividend Growth vs. Income Investing
The Financial Independence Retire Early (FIRE) movement has been all the rage over the last 10-15 years. The idea is to reach a certain financial position and leave the workforce for good. Most FIRE starters also have some form of passive income, such as a blog, podcasts, or YouTube channel. But what is the best…
The Magic of Passive Index Fund Investing
If you are reading this, then chances are that you haven’t started your journey into stock market investing yet, correct? I say that because index funds are some of the very first ways to head down the path towards building wealth. Passive Index Fund investing is the third pillar of my overall investing strategy. The…
The Magic of Dollar-Cost Averaging
How do I get started with investing? Why do I need to invest? How much money do I need to invest? What do I need to invest in with my money? These are some of the questions that are keeping you from investing. And since you know that you need to invest, these questions are…
My 4 Favorite Index Funds
Index funds are boring and don’t take much knowledge to start investing. Nobody is going to care if you made a killing with index investing. All that being said, index funds are absolutely vital to the health of your portfolio. It is hard to go wrong with index funds, and they can help cover some…
