Tag: kindle unlimited
Retiring on Dividends 105: Income Investing (Preferred Shares vs. BDCs)
The income products you purchase go a long way toward your happiness during retirement. We feel much better when we make solid purchases at great prices. Today, we will discuss two distinct types of income products that can generate strong cash flow. Using these securities together can help us target safe income streams while giving…
Tobacco Stocks vs. Mortgage REITs: Who is the High-Yield King?
I love my tobacco stocks! Some people don’t invest in “sin” stocks like tobacco, casinos, and cannabis companies. I can separate my personal values from my investing references. To each their own. I also love investing in Mortgage Real Estate Investment Trusts (mREITs). These companies pay high yields but are extremely sensitive to interest rates.…
Trading Long Strangles vs. Money Market Funds
Where we put our emergency fund money says much about who we are. Some people use high-yield savings, and others use treasury bills. Investors are usually more comfortable using money market funds to house their emergency funds. These funds allow us to trade into the action when the stock market gets spicy. The only thing…
Retiring on Dividends 104: Income Investing (Closed-End Funds)
Retirement planning is just like the years you spend at work—you require income to fund your lifestyle. There isn’t a magic formula that will allow you to retire. The simple truth is that you need more income than your expenses. Once you can achieve this without working, you’ll be financially free. Therefore, during retirement, you…
Bonding with Bonds: Why Do We Need Bonds in Our Portfolio?
Human nature makes us do funny things, especially when it comes to money. Every human exhibits a different behavior regarding money. Some people love to place spectacular bets at a casino, lottery, or sporting event. Others keep all of their money in a savings account, earning 0.1%. The key to winning with money is understanding…
The Four Principles of Income Investing
I’m a huge fan of the magic of dividend growth investing. DGI uses the power of compounding to create massive income and capital gains in the future. However, as much as I love DGI, I prefer the magic of income investing. Income investors seek current income that produces cash today—not tomorrow. When you purchase one…
BCRE: Become Capitalist Retire Early
Do you really want to work until you are 65? At some point in my working life, I thought I would have a 30-year military career followed by 20 years in the civilian workforce. And then I changed my mind. In 2021, I wrote “No Freaking Way I Am Working Another 25 Years.” That was…
Dividend Investing for Everyone! Change Your Life Today
Are you tired of being the low person on the totem pole? Do you hate not having money in your pocket when you want to purchase something? I hated working hard for money and not having enough money in the budget to take my family to the movies. But I changed my life. I now…
The Sacrifice of Retirement: It Won’t Come Easily But Is Possible
When did we start believing that retirement would come easily? Why do we think someone would pay us for our most unproductive years? The concept of retiring is a reasonably new idea. People who owned farms and businesses usually worked until they died. When social security became an entitlement, the government believed people would only…
Don’t Work Hard for Money 2; Work for Income-Producing Assets
Why do you go to work? Is it to pay bills or provide for your family? Do you go to fund your kid’s college tuition or purchase a home? These things are noble but may not get you the desired results. In fact, there is truly only one reason to work—at least at first. Why…
Selling Cash-Secured Puts vs. Treasury Bills
How much money can you earn in a 30-day cycle? I guess it depends on how you choose to earn your income. You can do it the safe way or add a little spice. Ultimately, it depends on your objectives. If you want to juice your returns to retire earlier, you’ll have to take on…
Selling Covered Calls vs. High Yield Savings: The Best Way to Invest $1,100
I love comparing various financial products against one another, but this one will take the cake. How do you compare the safest option to the riskiest one? So, let’s simplify the comparison: How would I safely grow a small nest egg of $1,100? The easy answer is to put the money into a high-yield savings…
Should You Take a Home Equity Loan? There Will Be a New Gold Rush
The new rush to gold will be home equity loans; mark my words. The average American homeowner is up to their eyeballs in debt, and the federal government has a solution. Instead of teaching people fiscal responsibility, the government wants to support the secondary market for home equity loans (or secondary mortgages). This means the…
Find Happiness Inside of a Budget
I learned many things during middle and high school. However, one thing that I don’t remember learning is budgeting. Budgeting is perhaps the most essential element of building wealth, so why don’t “they” want us to learn how to do it? It’s simply that they want us to spend our money frivolously and without regard…
No Freakin’ Way Am I Working Another 25 Years part 4
I vividly remember my 40th birthday. I was in Okinawa, Japan, on a two-year unaccompanied tour away from my family. I was working hard to establish my writing and book publishing business. I had been in the Marine Corps for 22 years at the time. The last three years were the hardest because stress levels…
Young Income Investors of America
Now is the time for young people of America to unite under something that most people do not understand—income investing. Income investing is vital to your ability to retire early, pay bills, and build wealth. This article will serve as the anthem for all young, aspiring income investors to begin their journey toward financial security…
Homeownership Will Determine Your Child’s Fate: So Buy Them a Home
There has never been a better time to purchase a home; however, you must discover the method you will use to execute your plan. We are entering a recession, interest rates are sky-high, and there is a housing crisis—all things that can hinder our progress toward homeownership. But these are all excuses. The simple answer…
Im Loading Up on 30-Year Treasury Bonds: Before Yields Disappear
It’s an exciting time to be a bond investor. The Federal Reserve raised interest rates to help combat the high inflation that is running rampant throughout the country. I have always said that I am a buyer of 30-year Treasury Bonds that yield over 4%. Lucky for me, now is the best period for purchasing…
Bitcoin vs. Bitcoin ETFs: The Best Way to Gain Exposure to Alternative Assets
The Bitcoin hype is back and bigger than ever. If you have ever considered joining the craze, now is about as good a time as ever. However, new Bitcoin derivatives have hit the market in the form of Bitcoin Exchange Traded Funds (ETFs). We must evaluate these new products and see how they align with…
Do Series “I” Bonds Help Conquer Inflation?
Inflation comes for all of us; how we deal with it determines our financial success in life. I like to say that inflation is the cost of being alive. There are many ways to outpace inflation (dividend investing, real estate, cryptocurrencies, business), but you must balance each against your goals, dreams, and risk profile. I…
