Tag: kindle unlimited
Inflation Ate My Paycheck 110: Get Past the Middle Class
Life is interesting because there is no such thing as slowing down. Things start to fall apart when you take your eye off the prize. To have long-term success, whether financial, career, or relationships, you must constantly learn, grow, and build. Nowhere is this more evident than with the class system in America. Inflation will…
The American Dream is Passive Income
Can you begin life in the poor or working class and finish in the wealthy elite? You absolutely can achieve incredible wealth in one lifetime in America. Are you going to get there working hard at a job? Will you get there by directing your blood, sweat, and tears toward someone else’s ventures? The answer…
Homeschooling + Online Business: The Stay-At-Home Parent’s Ultimate Dream
Do you dream of being a stay-at-home parent? Are you disappointed with the public (and private) school system? My dream is to homeschool my grandkids. I failed my two boys (ages 16 and 12) by putting them through the public school system—I believed I would get good results. However, the school system is much different…
I’m Obsessed with Money: And You Should be Too
I love money. I love having money, making money, and growing money. Society attempts to tell me I am terrible for caring about my money. The only way to stop caring about money is to become obsessed with it. Once you figure out how to live below your means, save money, and grow your income,…
The Bonds of Thanksgiving: Tis’ The Season to Invest in Bonds
It’s been a long time since bonds were attractive during the holiday season. You would have to travel back before 2008 to find such a time. This year, the Federal Reserve is trying to fight inflation—raising their interest rates hard and fast. Raising rates could cause a recession and higher employment. This could be a…
Earning $1,100 a Month in Dividends
Last month my wife and I crossed $1,100/month in dividend income. It feels incredible to hit this point in our journey, and we plan to keep the party going. I am 41 years old, and I cannot fathom how much we will earn in dividends by age 70. It truly is an experience worth sharing…
Saving & Investing with $400 a Month Available
Wow, you should be proud of yourself because having $400/month available to save and invest in a massive achievement. Don’t be fooled by the fancy cars around you; most people are broke. $400/month allows you to do some cool things with your money, including saving, investing, and investing for income. Welcome back to the Saving…
Are You a Spender or a Saver? How to Become a Saver
Today, I want to turn my focus to you. That’s right; you get all of my attention for today’s article. I want to determine why you are not becoming wealthier each day. Like most people, your spending habits prevent you from building wealth. They trained us from a young age to consume without thinking. However,…
The ReBirth of the Renaissance Person
There has never been a better time to become rich. The barriers to entry in sectors like real estate, business, and investing are open to all that apply. However, you can’t become wealthy as a one-dimensional, closed-minded, unfit, uneducated person. You’ll need to step out of your comfort zone and become a Renaissance Person to…
The 4% Rule vs. Dividends
Typically, people want to avoid getting into the weeds of investing. The 401K program promotes this behavior by allowing people to “save” for retirement. Within a 401K program, the fund manager will collect your money and invest it into various asset classes. Most people choose target date funds as their vehicle of choice when saving.…
Create Content Daily 2: The Magic of Compounding Creativity
I’ve been creating content daily for over 2.5 years, which has changed my life. I cannot remember a time when I woke up and didn’t write something. Creating something every day expands your mind into realms you could not have imagined. Your brain wants to create; the universe designed it to create. Modern education slowly…
The Bear Market is Your Friend
Can a bear market be your friend and help you grow your wealth? It sure can if you know how to thrive during a downturn. A stock market drop of 30% or more often leads to a recession. Many people will continue to live as normal and suffer long-term consequences. Others will panic and be…
Live Your Best Life with Dividends
Do you ever dream of living a rich lifestyle? Do you want to maneuver through life without worrying about money? Anyone can achieve these dreams, but we must change our world view. You don’t reach complete financial freedom while working a job. The truth is that freedom comes when other things perform the work for…
Homeschooling vs. Real Estate Prices
One of the primary reasons people select their homes is because of the school districts. Unfortunately, most homeowners and investors leverage this dynamic to increase prices in neighborhoods with good schools. But what if you decided to homeschool your children? Could you afford more homes farther away from the city center? Today, I want to…
Saving & Investing with $200 a Month Available
Congratulations on having $200/month to save and invest—it’s a big deal. Yes, I am being serious. I remember a time (not too long ago) when I finished each month in the red. I created this series to give you ideas on how and where to save and invest your money as you build your financial…
Credit Card Users Beware: Companies Are Becoming Sneakier Than Ever
Wow, I never thought credit card companies could become sneakier than before. I had two credit card “issues” within the same month that were eye-opening. Today, I want to review these two incidents and give you a fair warning about the current situation. The incoming recession will see consumers cutting back on spending, but credit…
Using Credit Cards 104: Experts Using Leverage
Today we will get to the fun part of using credit cards. You only become an expert credit card user after you have mastered the game of money and finances. We will review what mastering the game means and how we can all get on track to reach this fantastic accomplishment. Welcome back to the…
Using Credit Cards 103: Advanced Cleaning Up Their Debt
To be honest, most people will never reach the advanced stage of using credit cards. This is the point where you absolutely hate credit card debt. People who reach this stage usually have had to crawl their way out from under debt. It’s not fun giving up your short-term future and fun to pay for…
Using Credit Cards 102: Intermediates Growing Their Lives
You are about to enter the most expensive time of your life. Between the age of 25-45, you will be responsible for buying a home, having children, and saving for retirement. It is a near-impossible task to make it out of this timeframe without debt. However, if we set a high enough goal, we will…
Using Credit Cards 101: Beginners Building Credit
I remember getting my first credit card at age 22. I knew nothing of credit cards, but they were an excellent way to purchase things online. The year was 2005, and Amazon was becoming a big deal for online shopping. I stayed on top of my credit card for many years until I got married…