Tag: free-pdf-book
Stock & Bond Investing in Your 30s
Have you ever heard anyone talk about the “terrible twos” as they raise their children? It’s a time when kids often don’t sleep, can walk and talk, and get into all kinds of mischief. My wife went through this phase twice with our two kids—with me out on assignment most of the time. It’s a…
Stock & Bond Investing in Your 20s
Your 20s can be magical if you have the time, patience, and attentiveness to learn about finances. However, most of the time, we are fighting off our hormones. For this series, I assume that you want to start a family and build generational wealth throughout your life. If you want to stay single, you can…
Dividend Investing During Turbulent Times
Don’t worry; it will all be okay. This is not the first crisis; it won’t be the last. The best way to handle this situation is to push through it confidently. We can use their philosophy with anything and life, and we should. In today’s case, we are talking about dividend investing during the coming…
Don’t Gamble with Retirement 10
A lot has changed since I started blogging about personal finance in July 2020. At the time, retirement planning was something you could do on the side. Why spend all of your time planning for something 30 to 40 years away, right? Wrong! After a crazy turn of events, the only way to retire is…
Investing for Interest 112: Series “I” Bonds vs Series “EE” Bonds
The Investing for Interest Series (101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111) is one of my favorite series. I love this series because there is always something new to review or compare in the world of fixed income. Bonds don’t receive as much love as stocks, but our fondness for bonds…
Bond Investing in Your 70s
We should all plan on enjoying our 70s while preserving capital. Even better, we can help our family build generational wealth while we travel the world. There is much to accomplish in the later chapters of life, but it requires financial sophistication to achieve our goals. Welcome back to the Bond Investing at Any Age…
Start a Review & Content Business toward Passive Income
Do you love to learn and try new things? If so, perhaps it is time to start a business around your ability to keep learning and self-educating yourself. Most people do not pursue self-education but will follow people who keep learning. This puts you in a great position to do what you love while earning…
Retirement Planning for the Average Person 5
Sometimes we must admit when we are wrong. I find myself in this position today—humbled. There was one core truth I believed, but it has changed recently. I believed you could stay in the workforce long enough to create a truly passive income retirement. For example, you could work until you earned $5,000/month in dividends.…
Dating with Dividends: Find Your True Love through Budgeting
Budgeting together is my definition of true love. Yes, it doesn’t sound sexy or romantic, but it’s practical and successful. My wife and I met in a far-off foreign land in 2004; I was 23, and she was 20. It was love at first sight. I told her I loved her in three days. Now,…
Bond Investing in Your 60s
What happens when you turn 60 (59.5)? That’s right; you gain access to your taxable 401Ks and non-taxable Roth IRAs. I’m not a big fan of the 401K system because it is basically a high-yield savings account. We have people turning 60 with a large pot of money and no skills to handle it. Welcome…
Retiring to a Small City and Living on Passive Income
Are you living in a big city attempting to fulfill the American Dream? How’s that working out for you? Even in small remote towns, the American Dream can cost upwards of $5 million. Actually, it’s more than that, just from last year’s inflation. If you are seriously considering retiring before 50, you must be extreme…
Time is Money #3: Invest by Creating Infinite Returns for the Future
Most of us understand that we should be investing in our futures. The general media teaches us that putting money into a 401K is investing; however, it is more akin to saving. Yes, the money goes into the stock market, but you still “think” like a saver. Today, let’s discuss how to “create” money like…
Keep Your Writing Top of Mind: How to Maintain Eyeballs on Your Articles Over Time
Writing is the grind of a lifetime. To be a successful writer, you must write. There is no better advertisement for a book than your next book. I adore writing and find it a challenging aspect of my daily routine. I’ve been writing every day for almost three years, which has helped me amass 1,200…
Generation Quit: Being a Leader in the New Workplace
I’ve been in the military for 24 years and have seen a lot of change. If you consider yourself a leader, you will need to understand the new generation to navigate your team to success effectively. Yes, I used the word leader, not manager or supervisor. Very few consider themselves leaders because it is challenging…
I Heart Income Investing: The Joys of Portable Income
I will retire this year after 24 years of faithful service in the US Marine Corps. I will walk away with a good-sized retirement check, but I will have something else. I will still have $1,600 per month in dividends flowing into my accounts. I can do whatever I want with this money because it’s…
Envision Your Life Without a Paycheck: Start Building Your Income Today
Boy, does it feel good to get a paycheck, especially when you can spend most of your money on yourself. This fantastic feeling is a trap that takes years or even lifetimes to overcome. Two years ago, I wrote, “How Would Your Life Look Without a Paycheck.” I have spent the last two years asking…
Time is Money #2: Save By Adding Value in the Present
Have you ever wondered why people save money? We all believe we have the answer, but it is still worth a deeper dive. We recently explored debt and how it keeps you focused on the past. Now it’s time to focus on today, which reduces much of our stress. What is saving? Most people think…
You Can Now Skip Car Loan Payments: Don’t Skip Your Car Loan Payments!
I logged in to pay my monthly car payment and received a strange notification. I could now skip my car payment for a $25 fee. The implications of this type of program are far-reaching. In essence, it’s a payday loan. Keep in mind that this came from a Federal Credit Union—the supposed good guys. The…
Open a Bookstore with Your Own Books
Are you a prolific independent writer? Do you want to become a prolific independent writer? Writing is a fantastic skill set that will never lose its value. Independent authorship has come a long way, and you can write, release, and market your own books without a publishing house. I love writing (that’s why I do…
Investing for Interest 111: CD Ladders vs. Treasury Ladders
Do you prefer saving over investing? Do you want to maximize the rates on your high-yield emergency fund? The Federal Reserve has said that interest rates will be “higher for longer,” meaning that savers can earn a respectable amount of interest income. But which route will you take for your savings allocations? There are many…
