Tag: free-pdf-book
The Magic of Remote Work
Commuting to work every day sucks. I should know; I have done it every day in the military for the last 23 years. However, there are some good things about going into the office. You get to make friends and see people’s faces. You also can gather energy and motivation as a team to complete…
Don’t Fumble the Bag
Life presents us with a plethora (many) opportunities to change the course of our current direction. If you jump on these chances and convert them into investments, you will move along a path of abundance. Some people call this luck; however, you’ll need the education to recognize an opportunity and take advantage of it. Overcoming…
Saving for a House Down Payment #1: Single Person, Small City
I want to congratulate you on two things: being single and living in a small city. This combination of events puts you in the best position to save for a home. Welcome to the Saving for a House Down Payments series, where we will formulate a path to homeownership. Getting serious. As a young single…
Successful People Need the Most Help
Life is challenging when you figure out how to become successful. As you grind your way into oblivion, everyone expects you to be perfect along the way. Discipline is key to successful relationships and financial independence. Discipline; some people have it, but most don’t. But success in the world comes at a cost—your sanity. As…
The Emotional Roller Coaster of Debt
I thought I had it all figured out ten years ago. I had 13 years in the Marine Corps under my belt, and I was looking towards the rank of Master Sergeant (E-8). I looked at the pay chart for E-9s over 20 years of service, and the money looked great. If I could reach…
The Magic of a Sales Funnel
You just started a food truck business, so how do you get people to buy your product? Welcome to the magical worlds of sales funnels. Every business has a sales funnel to convert a “stranger” into a “customer.” They then want that customer to become a repeat buyer and spread the news via word-of-mouth advertising. …
Start a Tutoring Business towards Passive Income
The education system sucks! Why beat around the bush—let’s call a spade a spade. However, there is no one to blame for the results of the public system. Rarely can you adopt a system to train people en masse. Every one of us learns a different way, and we need more focus on how to…
Should You Trade on Margin?
No. Why put yourself, your family, and your portfolio at risk? Margin can amplify gains, but it tends to magnify losses. Today, let’s discuss the disadvantages of margin, safer ways to trade, and ways to invest by taking loans against your assets. What is margin trading? Margin is a loan against your assets. Depending on…
The Sharing Economy vs. Inflation
How are we supposed to survive during inflationary times? The price of everything is going up, and our paychecks aren’t rising with these costs. What do we do? Fret not; the world has solved this problem already. That is if you are willing to share. If we can overcome our brainwashing and individualism, we can…
Home Cash: House Hacking vs Online Business
Do you need more cash flowing through your household? Cash flow is the heart of any relationship and home; therefore, we must make growing our income a top priority? We have many options to increase our income, but we also want to keep our time. Time is the most valuable resource on Earth, so delivering…
America is Expensive: So What Are You Going to do About It?
I spent the last two years away from my family, working in Okinawa, Japan. Finally, I am back home where I belong, but things have changed. I left in August 2020, and today the landscape in America is much different. For one, America is much more expensive. Due to inflation and perhaps a pending recession,…
The Stock Market is Not a Wealth Generator
I hope this article finds you in a timely manner. The stock market is in the middle of crashing and may have another leg down or two. Many people are freaking out, and panic may ensue. Me, I am maxing and relaxing. I am adding more to my positions while storing cash because there are…
Is $75,000 a Year The Magic Happiness Number?
The news media often says earning $75,000/year is the magic happiness number for most people. After this number, your happiness level begins to diminish. Here is an article on VeryWellMind.com that refutes the argument. There is a lot of truth to this $75,000 number—my two cents. However, it doesn’t tell the complete story. Today, I…
Start a Food Truck Business Towards Passive Income
Have you ever dreamed of owning your own food truck or restaurant? Many people have the cooking skills to succeed in the food industry; however, their business skills may be lacking. There are a couple of ways to build passive income in the food industry: automation and franchising. But first, we have to create a…
Small City. Passive Income. Great Retirement.
I’m a huge fan of retiring overseas to maximize my retirement dollars. Why not travel to a place where your dollars can allow you to live like a king or queen while still saving and investing? I wrote an entire series about Living Overseas on Passive Income (101, 102, 103, 104, 105, 106, 107, 108,…
The Magic of Leverage
Leverage is everything in life. To understand how the world operates, you must start seeing the world through who has leverage. Who has the leverage if I want to install a vending machine inside a restaurant? The restaurant owner has the power, so I need to approach this person accordingly. I need to anticipate how…
Buy The Dip! The Magic of Averaging Down
Have you ever bought an outstanding stock at a wonderful price and been proud of yourself? These are the times when we are happy to be investors. However, a bit of bad news in the markets turns your premiere investment into a big flash of red. The price plummets, and now you don’t like looking…