Tag: free-pdf-book
Living Life on Passive Income: The Art of Living Below Your Means
What if I told you that you could retire in five years? Would you believe me? What if I told you that you can change your financial life dramatically in five years? Does that sound more feasible? Most people can drastically change their lives by adding just one or two passive income streams. The problem…
Which Asset Class is Right for You? Real Estate, Stocks, Business
It’s decision time. It’s time to get off the sidelines and jump into the world of investing. Luckily, there has never been a better time to wade in the water. Why is investing so vital to your financial lifestyle? The average person cannot outpace inflation unless they invest their money. Therefore, becoming an investor must…
The American Dream Costs $10 Million: How To Get It at a Discount
The American Dream costs $10 million, which is a lot of money. In fact, most Americans will never achieve that level of wealth. However, when things are expensive, we can wait for a sale. In this case, we can redefine our dreams and go about reducing the costs of achieving them. Today, I want to…
Dividend Growth Investing vs. High-Yield Savings Accounts: How to Get a 4% Yield
Many people become savers but don’t expand their worldview to become investors. Saving and investing are two different aspects of your overall wealth-building agenda. But, how do you know how much to save and how much to invest? The answer lies in your own personal goals and situation. Today, I will help you create a…
I Still Believe in the American Dream: You Can Go From Poor to Rich in One Lifetime
I have noticed a significant amount of negativity toward the American Dream recently. Mostly stemming from the cost of homeownership. However, I believe in the American dream now more than ever. In fact, I am a product of the American dream and currently living my version of “my best” lifestyle. Why did the view of…
Dividend Investing vs. Renting Rooms: Your Best Path the Wealth
The path to becoming wealthy can take many twists and turns, and may lead to unexpected places. Everyone’s path is different and exciting in its own right. Most people believe that the only path to wealth is through a high-paying job, but this assumption is incorrect. The money you make from your job must go…
From Debt to Dividends #2: Erasing Debt
Every month, I receive a substantial dividend from AGNC on my Cash App brokerage account. This month (June 2025), the dividend will be over $200. I remember a time when I would receive a credit card bill for $200 (or more). How did I go from paying interest to receiving it? Welcome back to the…
Income Investing: Invest Using the Rule of 72
I heart income investing. I love having the ability to convert fresh cash flow into permanent passive income. However, income investing is not for everyone. From the outside looking in, income investing may seem like a risky endeavor. Typically, yields are much higher than those of index funds and dividend growth investing. When people see…
Living Overseas on Passive Income #2: Real Estate
Why do investors love real estate so much? For many, real estate is the IDEAL investment (income, depreciation, equity, appreciation, leverage); however, real estate investing requires financial intelligence. Moving overseas is a major step for most Americans. They can use American real estate to help fund their overseas lifestyle; however, it will require a complex…
Living Overseas on Passive Income #1: Dividends
I never heard of passive income until I visited Turkey in June 2019. While I was there, I got the idea to retire overseas. However, how would I earn income? There is no reasonable way for an American to work in Turkey and earn a living. Therefore, I would need to bring my own income.…
Earning $36,000 a Year In Dividends: Going from Active to Passive Income
I joined the workforce in 1996 and worked until 2023. According to my Social Security earnings record, I didn’t start earning $36,000 a year until 2010—that’s 15 years. Those were some tough but fun years in the United States Marine Corps. Back then, I would not have ever imagined I could earn $36,000/year without lifting…
What is Your Dream Retirement 2? You Can Make It Happen
When did we stop dreaming about retirement? As a nation, the media convinced us that we can never retire. However, that’s not the case. Retirement is available to everyone, but it requires an enormous amount of work. So much work, in fact, that most people decide not to do it. But retirement isn’t about leaving…
The Spiritual Journey Toward Financial Freedom: Are You Ready to Commit?
The road to financial freedom is a spiritual one, not a financial one. Sure, it involves numbers and percentages, but emotions play a much larger portion of the journey. They raised us from the beginning to be debt slaves, that serve at the mercy of the God of Consumerism. To be financially free, you must…
The Magic of Cash Flow 2: How to Create Wealth
We all love having money flow through our hands, right? Then why is it so difficult for us to understand the concept of cash flow? The primary reason is that our parents and teachers taught us to look for a job. Looking for a job shifts the responsibility of our cash flow from us to…
Setting Yourself Up for a Healthy, Wealthy Retirement: Only You Can Save Your Future
Retirement planning is serious business; YOUR retirement is even more crucial than everyone else’s. You won’t survive long if you don’t prioritize your retirement over everything else. This may sound selfish; however, it is the truth. No one is coming to save you. To have a healthy, wealthy retirement, you’ll need to start planning today.…
Start Your Debt Payoff Journey 2: Is Budgeting That Bad?
Getting out of debt is the best feeling in the world. I remember how I felt when my wife and I paid off $77,000 in debt; it was a fantastic time to be alive. Please read “Start Your Debt Payoff Journey: Defeat Toxic Consumerism.” Somehow, the American dream became synonymous with debt. I don’t know…
Index Funds vs. Income Investing: The Best Way to Retire Early
Do you want to retire in your early 50s? That is an excellent time to call it quits and focus on family and friends. But how can you retire this early without a solid financial plan and a massive bank account? One way is to follow the FIRE movement (Financial Independence Retire Early). The FIRE…
I Achieved Work-Life Balance: I Stopped Working
Why do we work? Every human should want to be productive and add value to society, but can we achieve this by working a corporate job? In essence, we work to pay bills. Along the way, high-paying jobs lead to high-flying lifestyles. Someone convinced us to work until we were 65 years old. The Industrial…
Paying Your Cable Bill with Dividend ETFs: It’s Time to Pay Your Bills with Dividends
Do you still have a cable bill? I have a Direct TV bill plus three or four streaming services. All of these bills can be expensive and annoying. Part of me wants to cancel these services, but I don’t because I have the resources to pay for them. Instead, I concentrated on building my passive…
Paying Your Car Note with Mortgage REITs: It’s Time to Pay Your Bills with Dividends
I hate having a car note; I hate it with a passion. However, the Marine Corps placed me in a bind, and I had to purchase a used car on the fly (in 2022). Luckily, I have my trusty dividend portfolio to assist me in making this payment. The magic of income investing is you…
