Tag: Dividends
The Options Wheel vs. Dividends
We need to keep our money working for us at all times—in the safest way possible. Sometimes, this means using a high-yield savings account, investing in dividend stocks, or even trading options. I recently discussed selling covered calls and cash-secured puts versus buying dividend-paying stocks. The conclusion was that trading options can be much riskier…
Selling Cash-Secured Puts vs. Treasury Bills
How much money can you earn in a 30-day cycle? I guess it depends on how you choose to earn your income. You can do it the safe way or add a little spice. Ultimately, it depends on your objectives. If you want to juice your returns to retire earlier, you’ll have to take on…
Cash-Secured Puts vs. Dividends: The Best Passive Strategy
The best way to retire early is through dividend investing—hands down. But that doesn’t mean that dividend investing is the best way to generate income. The goal is to create a Happy Cash Flow Retirement where new money comes in every day. Dividend investing can create lots of cash flow, but you will surrender much…
Covered Calls vs. Dividends: The Best Passive Strategy
If you want to retire in America, you must build a stream of passive income. There are many ways to generate income in your sleep; however, understanding these streams is vital to building wealth. Two ways to generate a return on your invested money are selling covered calls and investing in dividend stocks. Both options…
Find Happiness Inside of a Budget
I learned many things during middle and high school. However, one thing that I don’t remember learning is budgeting. Budgeting is perhaps the most essential element of building wealth, so why don’t “they” want us to learn how to do it? It’s simply that they want us to spend our money frivolously and without regard…
Reject the 40-40-40 Plan: 40 Hours Per Week, For 40 Years, For 40% Retirement
Most of us are halfway (or more) through our financial journeys, but it’s never too late to change course. The plan the experts sold us was never going to set us free. To become financially independent, especially before 50, we must travel a different path. To obtain assets, we must learn to leverage capital markets…
No Freakin’ Way Am I Working Another 25 Years part 4
I vividly remember my 40th birthday. I was in Okinawa, Japan, on a two-year unaccompanied tour away from my family. I was working hard to establish my writing and book publishing business. I had been in the Marine Corps for 22 years at the time. The last three years were the hardest because stress levels…
Retiring to a Small City and Living on Passive Income 2
Do you want to have the chance to retire in this lifetime? Even better, do you want to retire early, perhaps in your 40s or 50s? There has never been a better time to create a Happy Cash Flow Retirement, but it will take sacrifice. Your company no longer gives you a nice pension with…
Young Income Investors of America
Now is the time for young people of America to unite under something that most people do not understand—income investing. Income investing is vital to your ability to retire early, pay bills, and build wealth. This article will serve as the anthem for all young, aspiring income investors to begin their journey toward financial security…
Beat Housing Inflation with Dividends
The costs of owning or renting a home are rising at unprecedented levels. Everyone who stays inside a shelter feels the effects of economic inflation and corporate greed. There is literally nowhere to hide; all we can do is get better. I want to look closer at what is causing this housing inflation and how…
Become a Capitalist: Retire Early
Pensions are gone, and they are not returning. You cannot depend on Social Security. Your 401K will only provide you enough income if you invest over $2 million. So, how the heck are you supposed to retire? There is only one way to retire early—through passive income. Becoming a capitalist is the only way to…
Im Loading Up on 30-Year Treasury Bonds: Before Yields Disappear
It’s an exciting time to be a bond investor. The Federal Reserve raised interest rates to help combat the high inflation that is running rampant throughout the country. I have always said that I am a buyer of 30-year Treasury Bonds that yield over 4%. Lucky for me, now is the best period for purchasing…
Supplement Your Retirement with Income Investing
Have you seen the new narrative concerning retirement? It basically says that no one will be able to retire unless they are in the top 5-10% of wage earners. Do you believe this nonsense? I believe that anyone who sets a goal and stays on the path can retire comfortably with honor. However, you must…
The Robots Are Coming: Time to Start a People-Focused Business
Your job may be coming to an end soon. In fact, most humans may not be working a job in 50 years. The laws of corporate profits dictate that companies reduce costs to maintain profits. For many companies, human capital (us) is their highest expense. And with some fast food workers in California now being…
The Biggest Book on Passive Income Ever 4!
How do some people get to live the life of their dreams? They get to travel where they want and buy whatever they desire. Their lives seem impossible to obtain, especially if you are in the nine-to-five daily grind. But I am here to tell you that you can remove yourself from the rat race…
Don’t Gamble with Retirement 12
What does retirement mean to you? After being retired for six months, I can tell you what it means to me. It means I don’t get anxious when I go to bed on Sunday night. It means that my most important meetings of the day are with my wife and kids. It means I prioritize…
Dividend Stocks vs. Income Stocks: What is the Money Difference?
We all go to the stock market to achieve various results. Some of the reasons are to generate income, build wealth, and provide tax shelter through capital gains. No matter the reason that attracts you to the world’s biggest stage, you’ll need to be intentional with your money and investing goals. Not all stocks and…
Options Trading for the Everyday Person
Money doesn’t grow on trees; however, we can plant trees that grow money. We can use multiple income streams to create the lifestyle we envision for our family and friends. But how do we get to the point where our money works for us? Society seems to be withdrawing more money from our accounts than…
Dividend Investing with a Splash of Options Trading
Who doesn’t love getting a paycheck? Receiving our weekly, bi-weekly, or monthly paychecks is perhaps one of the greatest feelings you can have while in the workforce. Do you know what’s even better? Getting a paycheck when you didn’t work for it is much more exhilarating. That’s the magic of income investing; it allows you…
Investing for Interest 118: The Magic of Money Market Funds
As we transition from savers to investors, so should our mindset about the types of accounts we hold. High-yield savings accounts and certificates of deposits are great for building emergency funds and saving for house down payments. However, these accounts are a few steps removed from the stock market. If we want to become major…
