Tag: Dividends
Stock Market Investing in Your 70s: Passing Income to Future Generations
An asset is something we can pass on to future generations. Focusing on their futures ensures we make the best decisions for our and their well-being and longevity. Honestly, we should be financially savvy and independent in our 70s; there is no reason not to be. Therefore, we can begin mapping out our future endowments…
Stock Market Investing in Your 60s: Let the 401K Conversions Begin
We all love the idea of recycling—turning something old into something new. In our 60s, we can turn our pile of money (401K) into a massive passive income stream. That’s right. We will forget the 4% rule and earn 9-10% yields on our invested capital. Do you need a financial advisor to manage your money…
Stock Market Investing in Your 50s: It’s Time to Take Control of Our Finances
Our 50s allow us to finalize any loose ends as we prepare for retirement. Although there will be many bumps along the way, income will enable us to live our dream retirement. We wrestle the horns of the bull during our 50s. This decade is a “Do or Die” time for our finances. We must…
Art Edition- The Biggest Book on Passive Income Ever 4!
INTRODUCTION 00 000 The Biggest Book on Passive Income 4 FINANCIAL MINDSET 01 001 Are We Living in Fast Forward? Things Have Changed Since 2020 01 002 Being Mediocre is Not Okay 01 003 Building Generational Wealth: Via Dividends 01 004 Building Generational Wealth: Via Real Estate 01 005 Create Money, Spend Money, Grow Money:…
Stock Market Investing in Your 40s: Preparing for a Happy Cash Flow Retirement
Our 30s can push our finances to the limit; however, our 40s present a unique opportunity. We can set the stage for an extraordinary Happy Cash Flow Retirement during this decade. The stock market will significantly contribute to our retirement success through growth and capital gains, but mainly through income. Our income investing allocation should…
Treasury Bond Face-Off: Savings Bonds, Treasuries, TIPS: Which Product Is Right For Your Situation?
Getting money into a savings account can be one of the most daunting tasks of your life. Even scarier is WHERE you decide to save your money. This scenario is why many people keep their money in a standard savings account, earning 0.01% interest. We can do better. We can repurpose our savings accounts into…
Stock Market Investing in Your 30s: Crunch Time in Your Crunch Years
I’ve said it once, and I’ll say it again, “Your 30s are the most financially challenging decade of your life.” Therefore, if you can keep it together in these years, you’ll stand a decent shot of winning in the end. I started investing at the ripe old age of 38—much later than I should have.…
Stock Market Investing in Your 20s: Time in the Market Always Wins
I’ll keep this series very simple: allocate your age (the number) to income-investing products. If you are 25, allocate 25% of your investment portfolio to income. If you are 75, allocate 75%. Income-investing assets are products that focus primarily on current income. Therefore, they exclude dividend growth stocks like Apple (APPL) and Johnson & Johnson…
New Year’s Passive Income Resolution 2025: Increasing Net Worth and Income by 10%
Another fantastic year in the history books, but there is no time to look backward. 2025 will be a time to celebrate our amazing passive income dreams as we achieve them. 2024 was my first year of full retirement, and it went splendidly well. Were there bumps in the road? Of course. However, there was…
Retirement Plus: Supplement Your Retirement with Royalties
I never knew that being creative could help you build wealth. I spent 24 years grinding in the United States Marine Corps, doing God’s work. I read all of Robert Kiyosaki’s books toward the end of my career, which began highlighting ways to create cash flow using creativity. It takes a while for a government…
Christmas Cash Flow! Become Your Own Santa
How much money do you have to spend for Christmas this year? I pray that you do not have to use credit cards to purchase gifts—like many Americans. Instead, I hope you have as much money to spend as you desire. It may sound outrageous or impossible, but you can achieve this financial feat by…
Your Net Worth Should Increase 10% Annually: Or You Risk Falling Behind
How do the rich become richer? Their assets grow faster than inflation. We must all learn to harness the power of asset growth to ensure we pass along a great life to our children. A couple of days ago, I wrote an article about increasing my income by 10% annually. Today, I will concentrate on…
Retrirement Plus: Supplement Your Retirement with Options Trading
Trading options during retirement doesn’t fit the typical narrative concerning your happy years. Trading options may sound stressful or anxiety-inducing. However, not having cash flow during retirement is much more stressful than trading options. Without cash flow, retirees are on the raft of life without paddles. Therefore, as retirees, we must determine how options trading…
What is Your Food Budget? Use the Extra Money to Start Investing in Dividends
The food budget is the most challenging of all the allowances in your monthly household budget. That’s because food is an emotional element of our existence. However, starting the month without a food budget is akin to walking under the rain without an umbrella: it can be exciting but could make you sick. Today, I…
Retirement Plus: Supplement Your Retirement with Dividends
Nobody teaches us how to retire. Few people can think about life in their 60s while dealing with life in their 20s. Therefore, to facilitate a healthy, wealthy retirement, we must prepare for it. The best retirement system for the working class was the pension system. However, gone are the days of corporations and governments…
Don’t Gamble with Retirement 13: Serious Lives Lead to Extraordinary Retirements
Why is being serious considered a bad thing? I was always a serious person, and it has served me well. I joined the Marines 10 days after high school in 1999. In the Marines, I never got passed over for promotion because I always took my job seriously. I retired at 42 and never have…
My Three Favorite High-Yield Savings Accounts: Get Paid While You Save
Most Americans realize the importance of saving money—whether they choose to save is a different story. Saving is a mechanism we put into place to protect ourselves from emergencies while also preventing us from using our investment accounts. I always tried to save early in my adult life—to no avail. However, in 2019, I started…
Life as an Income Investor 2: How to Become a Cool Kid
I always wanted to be a cool kid, but sadly, this wasn’t the case. I never thought I would have the chance to be the coolest kid on the block—but then I became an income investor. Becoming an income investor isn’t about bragging to others about how much money you make. Instead, you get a…
The Options Wheel vs. Business Development Companies: The Most Hardcore of Income
The most essential part of your financial plan is cash flow; without it, your plan will fail. Cash flow allows us to make decisions based on the amount of money “moving” through our hands, not “sitting” in a bank. But how do we increase our cash flow? We can get a promotion at work or…
Dividend Growth Investing vs. Income Investing 2: Current and Retirement Income
Many people consider passive index fund investing the gold standard of stock market investing. The main advantage of index funds is that you don’t have to pick individual stocks to achieve success. The main disadvantage is that you will likely have to sell shares during retirement to generate enough income to survive. This means you…
