Category: Investments
Dividend Investing in Your 20s
If you are in your 20s or even 30s and reading this article, you are well ahead of the power curve. You just have to keep your eye on the prize and “don’t fumble the bag.” I say this because you have time on your side. The main element of the power of compounding is…
Dividends! Now More Than Ever
Financial markets are in turmoil, gas prices are through the roof, and we are preparing for a recession—how do we survive? First, calm down; it’ll be okay. Next, we must devise a plan to set ourselves up for financial success. We know that our jobs will not increase our salaries to match inflation. So, what…
The Magic of Leverage
Leverage is everything in life. To understand how the world operates, you must start seeing the world through who has leverage. Who has the leverage if I want to install a vending machine inside a restaurant? The restaurant owner has the power, so I need to approach this person accordingly. I need to anticipate how…
5 Takeaways from “The Bond Book”
“The Bond Book” by Annette Thau is a must-read for any investor in any asset class. The bond market is much larger than the stock market. You wouldn’t know that by comparing the media coverage of the two. Bonds are everywhere, in every asset class, government entity, corporation, and mortgage ecosystem. To be a successful…
Buy The Dip! The Magic of Averaging Down
Have you ever bought an outstanding stock at a wonderful price and been proud of yourself? These are the times when we are happy to be investors. However, a bit of bad news in the markets turns your premiere investment into a big flash of red. The price plummets, and now you don’t like looking…
Investing for Interest 108: The Magic of CD Ladders
Building a high-yield emergency fund is vital to our long-term financial survival. As various markets (crypto, commodity, stock, real estate) fluctuate over time, we use our savings fund as a source of reliability, dependability, and consistency. Today, I want to discuss one more option to put in our emergency fund toolbox—the CD ladder. Welcome back…
5 Takeaways from “Elliot Waves Made Simple”
“Elliot Waves Made Simple” by Steve Sinclair walks us through the complex mindset of a day trader. Elliot waves are part of an overall technical analysis program for day traders. I am not a day trader, but understanding technical analysis, even at a basic level, can assist you in any kind of investing. You can…
Income Investing vs. Inflation
I want my money now! In fact, I want to create as many paychecks as possible throughout the month. This concept is the basis of becoming an income investor. I have been preaching about the woes of inflation for over a year now (Inflation is Coming, Prepare for Inflation). Now, it’s here, and I am…
Retirement Plus: Use Bonds to Supplement Your Retirement
As we move towards retirement, we want to ensure we have multiple streams of income that can increase over time. They increase by paying us a yield, whether interest or dividends. Being on a fixed income, especially during periods of high inflation, is the most dangerous thing you can do during retirement. We want to…
Preferred Shares vs Treasury Bonds
If you just read the title, you probably think what weird securities to compare. Preferred Shares trade on the stock market, while the US government sells treasury bonds. However, these assets have an inverse relationship hidden from many people. It all starts with the investor’s chase for yield. Yield is everything. As investors, we all…
How to Make $500/Month in Dividends
Can $500 a month in free income change your life? I can speak from experience that dividends can change your life and your entire outlook on the future. Once you start building a dividend portfolio, you’ll wonder why you hadn’t started sooner. Of course, it costs money to make money with dividends. If you don’t…
Series “I” Bonds vs Roth IRAs
With a recession on the horizon, we need to invest with a long-term mindset. We aren’t going to make double-digit returns over the next few years. What are some investing options we have with a 20+ year timeframe? Today, I want to talk about Series “I” Bonds and Roth IRAs because they are very similar,…
From Dirt to Dividends 6: Use Verimculture & Blue Chip Companies to Supplement Your Homestead
I’m feeling mighty wealthy today. That is because I have dividends coming in from all sorts of high yield products, such as closed-end funds and preferred shares. Currently, I am still working; however, I will retire, and my dividends will continue to pour into my accounts one day. With dividends incoming, I can spend my…
From Dirt to Dividends 5: Use Composting & Dividends ETFs To Supplement Your Homestead
Life is good on our wealthy homestead, so welcome back. Here, we live off the land while becoming rich on dividends. It’s not a bad deal to convert nature into cash flow. This piece is part five of the From Dirt to Dividends series (Part 1, Part 2, Part 3, Part 4). Previously, we have…
Investing for Interest 107: Series “I” Bonds For You and I
This year will be a challenging time for both savers and investors. The bond markets predict a recession, and the stock market is already pricing in the effects of inflation, high-interest rates, and limited commodities. We can’t speak with certainty about what will happen in the next one or two years, so we must hedge…
From Dirt to Dividends 4: Use Community Farming & Mortgage REITs to Supplement Your Homestead
Just because we are off on our homestead doesn’t mean we have to be alone. In fact, homesteading is all about community and teamwork. Welcome back to the From Dirt to Dividends series (part 1, part 2, part 3), where we discuss moving away while becoming rich. Today, I will explain how we can use…
From Dirt to Dividends 3: Use Insects and Business Development Companies to Supplement Your Homestead
Do you want to spend your retirement in a major metropolitan city with smog, cars, noise, and rude people? I sure as heck don’t. That’s why I am planning my escape from the city now. However, just because I plan to retire to a homestead doesn’t mean that I will be broke. In fact, I…
How We Plan to Retire on Dividends 3
I am six months closer to retirement since I published the last article in this series. My dividend portfolio is a shining example of what can happen when you decide to focus on something truly. I am (with my lovely wife, of course) going to achieve $1,000 in dividends this month. Now, let’s take a…
Dividends vs. Social Security
If you are under 50, don’t fall for the social security trap. You still have time to save yourself and build a fantastic retirement. “What is this trap?” you ask. If you are planning for social security to be your primary source of retirement income, you are in the deadliest trap of them all. You…
From Dirt to Dividends 2: Use Livestock and Closed-End Funds to Supplement Your Homestead
Going off-grid is a fantastic accomplishment. However, building a homestead close to the city is just as awesome. You get the benefits of farm living and still have a Wal-Mart nearby. This is part 2 of my Dirt to Dividends series (Part 1), where I discuss growing our farm and retirement nest egg concurrently. Today,…
