Category: Investments
Bond Investing in Your 30s
I have written many articles covering the special period called your 30s. In every piece, I cite the 30s as the most expensive and stressful time in your life. Retirement Planning in Your 30s Real Estate Investing in Your 30s Staying Debt-Free in Your 30s Dividend Investing in Your 30s Let’s continue the tradition with…
The 4% Rule vs. Dividends
Typically, people want to avoid getting into the weeds of investing. The 401K program promotes this behavior by allowing people to “save” for retirement. Within a 401K program, the fund manager will collect your money and invest it into various asset classes. Most people choose target date funds as their vehicle of choice when saving.…
Bond Investing in Your 20s
I spend a lot of time writing about dividends and income investing. However, recently bonds have become attractive because they offer higher yields compared to the last 10-15 years. Now, it’s time to write the companion series to my Dividend Investing at Any Age series (20s, 30s, 40s, 50s, 60s, 70s), this time focusing on…
Investing for Interest 110: Bond Buying is Back Baby!
It’s been an exciting year thus far in 2022. Yes, the market is in full retreat, and we are moving into a downturn and recession. However, this opens up new possibilities for our investment portfolios. With the rise in interest rates comes a chance to obtain high-quality bonds at great prices. Bonds haven’t been this…
Live Your Best Life with Dividends
Do you ever dream of living a rich lifestyle? Do you want to maneuver through life without worrying about money? Anyone can achieve these dreams, but we must change our world view. You don’t reach complete financial freedom while working a job. The truth is that freedom comes when other things perform the work for…
Dividend Growth Investing vs. Bond Growth Investing
The market is moving into a bear market, and the economy is moving into a recession. There is a lot of doom and gloom floating around, but there is a silver lining. There has never been a better time to invest in the last 20 years. Stocks and bonds have been beaten down so severely…
How to Buy and Track 30-Year Treasury Bonds
I was writing an article about my Recession Investing Plan yesterday and realized how tricky it is to purchase 30-Year Treasury Bonds. I started buying these bonds three years ago and had to learn via trial and error. I haven’t purchased a 30-Year bond in a couple of years because yields have been low. Free…
How We Plan to Retire on Dividends 4
Wow, the fourth time’s a charm. There has never been a more critical time to understand who you are as an investor. The bond and stock markets are in turmoil, and your only saving grace is your knowledge and education. We don’t know what the future holds for our economy, but we must still allocate…
Bond Growth Investing: Bonds to the Rescue
Why should dividends have all of the fun inside of your growth investing portfolios? Is there a way to mirror dividend growth in our bond portfolios? The answer is yes and no. However, bonds can be a great addition to anyone’s passive income and growth portfolios, but they take a little more education than DGI…
High-Yield Savings vs CD Ladders vs Series I Bonds
We know saving AND investing are vital to our family’s and finances’ long-term health. However, most of us will start on the savings side. As savers, we have more tools at our disposal than ever, and navigating the sea of options may be challenging. Luckily, I am here to put three solid strategies to the…
Dividend Investing in Your 70s
Is it too late to start dividend investing in your 70s? Of course not. Plus, you will have to find a way to keep your 401K and Roth IRA growing throughout retirement and beyond. Welcome back to the Dividend Investing at Any Age Series (20s, 30s, 40s, 50s, 60s), where we build investment strategies for…
The Magic of High-Yield Bond Reinvestment
Do you want to be a high-yield dividend income investor but fear losing principle? Almost anything you invest in with high-yield faces interest rate risk. It’s understandable if you gravitate to safer products like Series “I” Bonds or Treasury Bonds. If you are near retirement, you must protect capital at all costs. But what if…
Investing for Interest 109: Series I vs 30-Year Bonds
Things are looking good for interest rates on a fixed income. The Federal Reserve is raising rates to combat inflation, which makes savers very happy. Don’t get too excited because increasing interest rates will indeed crash the economy. High mortgage rates will slow the housing market, which may cause a full-blown recession. Now, more than…
Bonds 4 Life: I’m Buying 30-Year Treasury Bonds at 4%
It’s been a while since 30-year Treasury Bonds have appealed to the investor inside me. When I started investing in 2019, I was getting 30-year bonds at around 3.3%. It turns out that those were the peak rates for the next three years. Rates slowly decreased and then jumped off the ledge during the pandemic. …
Roth IRAs vs. HSAs
As we grow older, lowering our tax burden becomes a more significant part of our lives. Our income should increase every year, and if we don’t take the necessary steps, so will our taxes. Roth Individual Retirement Accounts, or Roth IRAs, allow us to invest after-tax monies and keep all the principles and gains growing…
5 Takeaways from “HSA Owner’s Manual”
“HSA Owner’s Manual” by Todd Berkley is a must-read for everyone. Although many people will never be eligible for a Health Savings Account (HSA), it is good to know their benefits. HSAs are triple tax-protected savings vehicles, where owners can use distributions on qualified medical expenses. Triple tax-protected means that contributions, growth, and distributions are…
Fruits of the DGI Tree
When you do it correctly, dividend growth investing is a boring hobby. You pick 15-20 blue-chip dividend-paying stocks and keep investing in them for over 30 years. You hardly need to review your portfolio, check the stock markets, or read the news—you only need to stay the course. However, what you are building is of…
The Dividend Debit Card 2
My Dividend Debit Card has been popping off recently. I am getting close to $200/month on my Cash App Debit card—which I refer to as my Dividend Debit Card. More importantly, my wife has a Dividend Debit Card, and she loves getting her fresh cash flow monthly. It’s a great system and puts your money…
How to FALL into Investing 2
Ah, fall approaches again. Isn’t this a great time of the year? What makes it even more remarkable is that fall is the season of dividends and royalties. Last year, when I wrote “How to FALL into Investing,” I earned $430/month in dividend income. This year, I am over $1,000 in dividends for the month. …
The Magic of Automated Income Investing
There has never been a better time to become an automated investor. When you combine automated investing and income investing, you have a consistent way to create a paycheck. In this article, I will start with becoming an automated investor and dive into some of the various techniques I use across my accounts. Let’s begin.…
