Category: Investments
5 Takeaways from “HSA Owner’s Manual”
“HSA Owner’s Manual” by Todd Berkley is a must-read for everyone. Although many people will never be eligible for a Health Savings Account (HSA), it is good to know their benefits. HSAs are triple tax-protected savings vehicles, where owners can use distributions on qualified medical expenses. Triple tax-protected means that contributions, growth, and distributions are…
Fruits of the DGI Tree
When you do it correctly, dividend growth investing is a boring hobby. You pick 15-20 blue-chip dividend-paying stocks and keep investing in them for over 30 years. You hardly need to review your portfolio, check the stock markets, or read the news—you only need to stay the course. However, what you are building is of…
The Dividend Debit Card 2
My Dividend Debit Card has been popping off recently. I am getting close to $200/month on my Cash App Debit card—which I refer to as my Dividend Debit Card. More importantly, my wife has a Dividend Debit Card, and she loves getting her fresh cash flow monthly. It’s a great system and puts your money…
How to FALL into Investing 2
Ah, fall approaches again. Isn’t this a great time of the year? What makes it even more remarkable is that fall is the season of dividends and royalties. Last year, when I wrote “How to FALL into Investing,” I earned $430/month in dividend income. This year, I am over $1,000 in dividends for the month. …
The Magic of Automated Income Investing
There has never been a better time to become an automated investor. When you combine automated investing and income investing, you have a consistent way to create a paycheck. In this article, I will start with becoming an automated investor and dive into some of the various techniques I use across my accounts. Let’s begin.…
Dividend Investing in Your 60s
You worked hard over the last 30 or 40 years in the workforce. Even better, you saved a large amount of cash in your 401K and Roth IRA. Conventional wisdom says you should slowly drain your account using the four percent rule. Today, I offer a different method to make your money work for you—dividends.…
Dividend Investing in Your 50s
If we started investing in our 20s, 30s, or 40s, our 50s should be a time to focus on setting up our children. There are many ways to set up our children, but one of the best is building them a dividend growth investing portfolio. We used income investing in our early years because we…
Dividend Investing in Your 40s
This is it! Your 40s are your prime earning years. This timeframe is when you have the most control of your body and your mind. You should be earning massive amounts of money during your 40s. If you aren’t there yet, let’s start with that, then move on to dividend investing. Welcome back to the…
Passive Income Road Trip #3: Dividends
I woke up today in Fort Stockton, Texas, somewhere in the middle of this enormous state. It is hot as all heck here, and I wasn’t used to the heat. No matter how hot (or cold), passive income continues to flow into my accounts. Probably the most sought-after form of passive income is dividends. Welcome…
Income Investing vs. Index Funds
With the swift downturn of the stock market in early 2022, things changed for near-retirees. They watched as their 401Ks and index funds quickly lost 30-40% of their value. Index funds track the markets, for good or bad. They typically give some of the best long-term returns outside mega companies like Amazon (AMZN) and Google…
Should You Trade on Margin?
No. Why put yourself, your family, and your portfolio at risk? Margin can amplify gains, but it tends to magnify losses. Today, let’s discuss the disadvantages of margin, safer ways to trade, and ways to invest by taking loans against your assets. What is margin trading? Margin is a loan against your assets. Depending on…
Dividend Investing in Your 30s
I’m not going to lie; dividend investing will be tough in your 30s. Your 30s are the most expensive times in your life. Not only are you trying to get your (financial) act together, but add a family on top of everything. Therefore, the best way to invest during this time is to keep your…
The Stock Market is Not a Wealth Generator
I hope this article finds you in a timely manner. The stock market is in the middle of crashing and may have another leg down or two. Many people are freaking out, and panic may ensue. Me, I am maxing and relaxing. I am adding more to my positions while storing cash because there are…
Dividend Investing in Your 20s
If you are in your 20s or even 30s and reading this article, you are well ahead of the power curve. You just have to keep your eye on the prize and “don’t fumble the bag.” I say this because you have time on your side. The main element of the power of compounding is…
Dividends! Now More Than Ever
Financial markets are in turmoil, gas prices are through the roof, and we are preparing for a recession—how do we survive? First, calm down; it’ll be okay. Next, we must devise a plan to set ourselves up for financial success. We know that our jobs will not increase our salaries to match inflation. So, what…
The Magic of Leverage
Leverage is everything in life. To understand how the world operates, you must start seeing the world through who has leverage. Who has the leverage if I want to install a vending machine inside a restaurant? The restaurant owner has the power, so I need to approach this person accordingly. I need to anticipate how…
5 Takeaways from “The Bond Book”
“The Bond Book” by Annette Thau is a must-read for any investor in any asset class. The bond market is much larger than the stock market. You wouldn’t know that by comparing the media coverage of the two. Bonds are everywhere, in every asset class, government entity, corporation, and mortgage ecosystem. To be a successful…
Buy The Dip! The Magic of Averaging Down
Have you ever bought an outstanding stock at a wonderful price and been proud of yourself? These are the times when we are happy to be investors. However, a bit of bad news in the markets turns your premiere investment into a big flash of red. The price plummets, and now you don’t like looking…
Investing for Interest 108: The Magic of CD Ladders
Building a high-yield emergency fund is vital to our long-term financial survival. As various markets (crypto, commodity, stock, real estate) fluctuate over time, we use our savings fund as a source of reliability, dependability, and consistency. Today, I want to discuss one more option to put in our emergency fund toolbox—the CD ladder. Welcome back…
5 Takeaways from “Elliot Waves Made Simple”
“Elliot Waves Made Simple” by Steve Sinclair walks us through the complex mindset of a day trader. Elliot waves are part of an overall technical analysis program for day traders. I am not a day trader, but understanding technical analysis, even at a basic level, can assist you in any kind of investing. You can…
