Category: Investments
Santa’s Bringing Dividend Growth Stocks
As we wrap up the Year of 2022, it’s time to reflect on our lives. We thank the heavens for having a loving family and friends that support us in our endeavors. We can also thank the “powers that be” for giving us the gift of income. Our dividends have grown tremendously throughout the year…
5 Takeaways from “The Dividend Mantra Way”
“The Dividend Mantra Way” by Jason Fieber targets the FIRE movement crowd. FIRE stands for Financial Independence Retire Early. However, dividend investing is a much different investment style than most FIRE movement people choose. Most FIRE people use passive investing via index funds to save for retirement. Once they hit a target amount, they attempt…
The Magic of 3: High Yield Savings Accounts Hit 3% Interest Rates
It’s been nearly 15 years since your savings account earned a decent interest—what a time to be a saver. Yes, inflation is over 8%, but we can find ways to beat that. The important thing is that high-yield savings accounts hit 3% interest rates. If you are risk averse—now is the perfect time to put…
Mortgage-Backed Securities vs. Treasury Bonds: An Introduction to Mortgage REITs
As an income investor, some of the highest-yielding products you can buy are mortgage real estate investment trusts (mREITs). As a trader, some of the most dangerous products you can buy are mREITS. Indeed, you must be extremely careful when purchasing mREITs because their price (not value) can fluctuate wildly on the stock market. To…
Retirement Planning with Index Funds
Index funds are a fantastic tool to leverage the stock market’s growth. They are as close to a “set it and forget it” investment plan as possible. However, there is one thing I want you to take away from this article; index fund investing is not enough for a worry-free retirement. To have a great…
Bond Investing in Your 50s
Hopefully, we will figure out our financial path during our 20s, 30s, and 40s to focus on our family in our 50s. That’s right; time to build passive income for our children through bond investing. Can you imagine if you had $20,000, $30,000, or even $50,000 of Series “I” bonds waiting for you by age…
High-Yield Bond Reinvestment in Action
I recently discussed high-yield bond reinvestment as a safe way to assume more risk in your portfolio. It’s a great way to dabble in the waters of income investing. My 30-year bonds just paid me their semi-annual payments, so it’s time to reinvest. Today, I will walk through how to convert a reasonably low-yield coupon…
Life as an Income Investor
Becoming an income investor changed my life. I used to believe that working hard at my job would eventually set me free. Sadly, this was not the case. My day job pays me a lot of money; however, learning to invest for income relieved me of my stress. Today, I want to give you a…
Individual Preferred Shares vs. Preferred Funds
So you want to start investing in preferred shares, huh? I am a massive fan of preferred shares because of the high yields and fixed income. My journey with preferred shares started with the book “The Billionaires’ Secret” and continues with articles by Rida Morwa on SeekingAlpha. I am utterly obsessed with preferred shares after…
The Bonds of Thanksgiving: Tis’ The Season to Invest in Bonds
It’s been a long time since bonds were attractive during the holiday season. You would have to travel back before 2008 to find such a time. This year, the Federal Reserve is trying to fight inflation—raising their interest rates hard and fast. Raising rates could cause a recession and higher employment. This could be a…
Earning $1,100 a Month in Dividends
Last month my wife and I crossed $1,100/month in dividend income. It feels incredible to hit this point in our journey, and we plan to keep the party going. I am 41 years old, and I cannot fathom how much we will earn in dividends by age 70. It truly is an experience worth sharing…
Bond Investing in Your 40s
Our 40s are a time to double down on life and start getting things done. Hopefully, we will leave our 30s with no debt and an online business or a high-paying job. The goal of our 40s is to ensure we have enough income in our 80s and 90s. We do that by focusing almost…
Bond Investing in Your 30s
I have written many articles covering the special period called your 30s. In every piece, I cite the 30s as the most expensive and stressful time in your life. Retirement Planning in Your 30s Real Estate Investing in Your 30s Staying Debt-Free in Your 30s Dividend Investing in Your 30s Let’s continue the tradition with…
The 4% Rule vs. Dividends
Typically, people want to avoid getting into the weeds of investing. The 401K program promotes this behavior by allowing people to “save” for retirement. Within a 401K program, the fund manager will collect your money and invest it into various asset classes. Most people choose target date funds as their vehicle of choice when saving.…
Bond Investing in Your 20s
I spend a lot of time writing about dividends and income investing. However, recently bonds have become attractive because they offer higher yields compared to the last 10-15 years. Now, it’s time to write the companion series to my Dividend Investing at Any Age series (20s, 30s, 40s, 50s, 60s, 70s), this time focusing on…
Investing for Interest 110: Bond Buying is Back Baby!
It’s been an exciting year thus far in 2022. Yes, the market is in full retreat, and we are moving into a downturn and recession. However, this opens up new possibilities for our investment portfolios. With the rise in interest rates comes a chance to obtain high-quality bonds at great prices. Bonds haven’t been this…
Live Your Best Life with Dividends
Do you ever dream of living a rich lifestyle? Do you want to maneuver through life without worrying about money? Anyone can achieve these dreams, but we must change our world view. You don’t reach complete financial freedom while working a job. The truth is that freedom comes when other things perform the work for…
Dividend Growth Investing vs. Bond Growth Investing
The market is moving into a bear market, and the economy is moving into a recession. There is a lot of doom and gloom floating around, but there is a silver lining. There has never been a better time to invest in the last 20 years. Stocks and bonds have been beaten down so severely…
How to Buy and Track 30-Year Treasury Bonds
I was writing an article about my Recession Investing Plan yesterday and realized how tricky it is to purchase 30-Year Treasury Bonds. I started buying these bonds three years ago and had to learn via trial and error. I haven’t purchased a 30-Year bond in a couple of years because yields have been low. Free…
How We Plan to Retire on Dividends 4
Wow, the fourth time’s a charm. There has never been a more critical time to understand who you are as an investor. The bond and stock markets are in turmoil, and your only saving grace is your knowledge and education. We don’t know what the future holds for our economy, but we must still allocate…
