Category: F.I. Mindset
From Zero to Zeros
When you are broke, it’s hard not to feel like a loser. It seems that everyone else in the world has it figured out except you. This especially applies to those who choose to get married early in life. My wife and I married when I was 25, and she was 22. Today is our…
The Magic of Living Below Your Means
The American mindset is to work harder and longer to have nicer things. It sounds good in theory, but in actuality, it never pans out this way. The first step to becoming rich is learning to live poor. By “poor,” I mean to be happy with having less. You’ll be surprised by how much stuff…
A High-Value Person: Passively Earns $100,000 Annually
There have been many talks recently about High-Value Men and High-Value Women. The typical conversation states that a high-value person earns $100,000/year from their jobs. For context, the term high value doesn’t factor in morals and ethics, just income. The numbers for high-value people seem to be around 10% of males and 3% of women…
Decrease Possessions. Increase Wealth.
Why do we need so much stuff? We almost go to work entirely to buy new things or collect different experiences. How much money do we actually need to survive? What is the bare minimum amount that we need for expenses? I never thought of myself as a materialistic person. However, I just finished reading…
5 Takeaways from “The Life-Changing Magic of Tidying Up”
“The Life-Changing Magic of Tidying Up” by Marie Kondo is more than a book about cleaning your home. Cleaning and organizing one’s stuff is life-changing and soul-cleansing—if you do it correctly, of course. She has a few recommendations to complete a successful cleaning. First, you must discard. Second, you begin the process of tidying. To…
She Only Wants You for Your Money… And Why Shouldn’t She?
This article may be a tough pill to swallow for many men—but women are looking for the top providers. Yes, they love men that are handsome, tall, and charming. However, at the end of the day, they need someone who can take care of them and the kids. Gents, life has always functioned this way.…
5 Takeaways from “Free Agent Lifestyle”
“Free Agent Lifestyle” by Coach Greg Adams is about the single male lifestyle. I’ll be frank, Coach does not believe marriage benefits men. He does bring up strong points as to his beliefs. Coach is one of my favorite YouTubers. I have been married for 16 years and dearly love my wife. However, I met…
5 Takeaways from “Baby Steps Millionaires”
“Baby Steps Millionaires” by Dave Ramsey looks at folks who became millionaires by following Dave Ramsey’s Baby Steps. It is genuinely intriguing to see the power of avoiding consumer debt and living below ones’ means. I believe that everyone who follows the baby steps can become millionaires. However, I am more of a Robert Kiyosaki…
The Passive Income Hero 2
Your family needs you to be great! Someone has to save them from the evil villains of the world. The villains of today look much different than those in the movies. The villains today steal your time and your money. They make you indentured slaves where you spend your life working at mindless jobs for…
5 Takeaways from “Know Yourself, Know Your Money”
“Know Yourself, Know Your Money” by Rachel Cruze is a deep dive into the heart of your money. It is impossible to become debt-free and build an investment portfolio if you don’t know your limiting beliefs about money. Rachel Cruze is Dave Ramsey’s daughter, by the way. She explains how it was growing up after…
The In-Debt-ured Servant
I started working when I was 15 years old, back in 1996. I was a janitor for an office between freshman and sophomore year for that summer. I then worked for McDonald’s until I left for Marine Corps boot camp in 1999. Thus, I have been in the workforce for 25 years, with the Marines…
5 Takeaways from “The Psychology of Money”
“The Psychology of Money” by Morgan Housel is a mandatory read for anyone entering the stock market or the larger world of investing. So much of how we perceive our investing life comes from our mindset. The book gives us reasonable parameters to frame our investing goals and successes. The basic rule is to invest…
Are Fitness & Finance Correlated?
Is there a direct correlation between being physically fit and being wealthy? How are these things similar, and how do they differ? Let’s explore so we can better understand how to obtain both of these critical metrics. I am a US Marine, so being physically fit is part of my programming. I wake up every…
Single Ladies, What Are Your Retirement Plans?
This piece will be an uncompromising look at the future of relationships, marriage, and retirement for both men and women. I don’t know if there has ever been a time where the division between men and women has been so visible. Sure, we can point to the 1950s and 1960s and say that women didn’t…
5 Takeaways from “Otherhood”
“Otherhood” by Melanie Notkin is an essential look at the life of a career woman. I read this book because I am trying to understand better how women will navigate into their retirement years, especially if they are not married. The author did not plan to be unmarried her entire life; however, due to circumstances,…
Become CEO of Yourself 2
The most challenging part of achieving everything we want in life is controlling our behaviors. We don’t have much control over the results of our actions; however, we can control our efforts to obtain great results. For example, we can wake up early every morning, make our beds, build our business, exercise, and read books…
Overcome Financial Adversity
Everyone alive has some form of financial adversity to overcome. Even the people born with a silver spoon (rich) have to learn how to maintain their wealth. Let’s review some of the financial challenges we can all face at some time; then, we can work on overcoming them. Born poor. There is nothing we could…
JOMO vs. FOMO
We live in a crazy society that prioritizes having fun over long-term financial stability. The main issue with this short-term mentality is that most people don’t realize that they think this way. On the surface, it seems that everyone is making these “quick hit” decisions. I guess the actual title of this article should be…
Don’t Gamble with Retirement 5
It’s been 95 days since the last article in the Don’t Gamble with Retirement series (part 1, part 2, part 3, part 4). Over those 95 days, I have written 120 articles, plus created books and covers for each piece. It’s been a fantastic ride and one I look forward to continuing for the next…
The Core Values of Passive Income: Self-Education, Self-Motivation, Self-Dedication
A US Marine has three core values that we live by—honor, courage, and commitment. These are words we count on in the most difficult of times. Two years into my journey to financial independence, I found that there are also core values on this path. Building streams of passive income isn’t for everyone. In fact,…
