Category: F.I. Mindset
Single Ladies, What Are Your Retirement Plans?
This piece will be an uncompromising look at the future of relationships, marriage, and retirement for both men and women. I don’t know if there has ever been a time where the division between men and women has been so visible. Sure, we can point to the 1950s and 1960s and say that women didn’t…
5 Takeaways from “Otherhood”
“Otherhood” by Melanie Notkin is an essential look at the life of a career woman. I read this book because I am trying to understand better how women will navigate into their retirement years, especially if they are not married. The author did not plan to be unmarried her entire life; however, due to circumstances,…
Become CEO of Yourself 2
The most challenging part of achieving everything we want in life is controlling our behaviors. We don’t have much control over the results of our actions; however, we can control our efforts to obtain great results. For example, we can wake up early every morning, make our beds, build our business, exercise, and read books…
Overcome Financial Adversity
Everyone alive has some form of financial adversity to overcome. Even the people born with a silver spoon (rich) have to learn how to maintain their wealth. Let’s review some of the financial challenges we can all face at some time; then, we can work on overcoming them. Born poor. There is nothing we could…
JOMO vs. FOMO
We live in a crazy society that prioritizes having fun over long-term financial stability. The main issue with this short-term mentality is that most people don’t realize that they think this way. On the surface, it seems that everyone is making these “quick hit” decisions. I guess the actual title of this article should be…
Don’t Gamble with Retirement 5
It’s been 95 days since the last article in the Don’t Gamble with Retirement series (part 1, part 2, part 3, part 4). Over those 95 days, I have written 120 articles, plus created books and covers for each piece. It’s been a fantastic ride and one I look forward to continuing for the next…
The Core Values of Passive Income: Self-Education, Self-Motivation, Self-Dedication
A US Marine has three core values that we live by—honor, courage, and commitment. These are words we count on in the most difficult of times. Two years into my journey to financial independence, I found that there are also core values on this path. Building streams of passive income isn’t for everyone. In fact,…
How to Thrive in the Gig Economy
I don’t care for the sentiment, “You deserve to be happy.” It makes people think that life is supposed to be comfortable 100% of the time. When things get hard, often, our younger generation decides to move on to something new. That being said, people in their 20s and 30s probably will not do what…
New Year’s Passive Income Resolution 2022
Happy New Year 2022! (Pause) Now it’s time to get to work. This year we have a big mission to complete. You can call it a goal or a resolution—the name doesn’t matter. We will take life seriously and build a passive income stream of $100/month by the end of 2022. “But Josh, $100/month is…
Multi-Generational Investing
Becoming rich isn’t as difficult as people make it seem. Basically, you need to stay out of debt, live below your means, and invest your money. Every dollar you earn should have a mission to make you more dollars. My parents raised me to work hard for money and pay expenses, and the rest is…
Passive Income: What Gets Rewarded Gets Repeated
Building great habits and behaviors can be difficult, especially if we are trying something completely new. To create passive income, we will need to form daily routines that make ourselves and our lives more productive. Today, I am going to break down how to get rich slowly. And by slowly, I mean in a few…
Build Wealth Slowly
What’s the rush? We all seem to want to become wealthy beyond our wildest dreams—quick, fast, and in a hurry. The quote “it’s not about the destination, it’s about the journey” comes to mind. So, how do we slow down, reduce stress, make great decisions, enjoy life, AND become rich simultaneously? The answer is that…
Why Is Talking About Money BAD?
Why is there such a stigma about money? Why are we nervous to talk about our bank accounts and investing habits? Are we ashamed? Or do we think we are behind everyone else? Most of us grew up in households that didn’t have much money; thus, we weren’t allowed to talk about money. The church…
The Passive Income Grind 2: Relax
The world teaches from an early age that the only way to make money is via a job and an employer. We need to fill out an application, submit a resume, attend an interview, and be chosen by a human resources representative. When your job goes away, then it’s on to the next one. This…
Can You Achieve an Infinite Return?
The holy grail of any type of investing is achieving an infinite return. I wrote an article yesterday titled “Understanding Cash on Cash Return,” referencing an old article on the magic of an infinite return. I wrote my last article about an infinite return almost a year ago, so it’s about time to jump back…
The Magic of Marriage: Love & Finances Go Hand-in-Hand
Love, Purpose, Duty, and Respect are principles of a successful marriage. It will be hard to find someone who follows and believes in these principles, but they exist. However, to find this person, you will have to live and die by these remarkable principles as well. Do you? Life is full of surprises, and getting…
Life is Not a Game
Wow, I am 40 years old, and I am starting to realize how life works. I have realized that the more serious I take life, the easier it becomes. Also, the more fun I have with my family and friends (if I have any), when our finances are performing well. This article stems from some…
Losing Friends? Your Doing Something Right
It’s funny how much my 15-year old son loves hanging out with friends. As parents, I try not to rain on his parade and tell him the truth. As we age, our friends do not want us to succeed. Don’t get me wrong; we should have 2-3 true friends. We may even have some family…
The 8-Hour Mindset Destroys Wealth
Did you wake up today and go to work? Great, welcome to being an adult. We like to use “BLUF,” which stands for Bottom Line Up Front in the military. It simply summarizes the email or PowerPoint in the first sentence. For this article: BLUF- You will never truly be free unless you build your…
H.E.N.R.Y. High Earner Not Rich Yet
Money seems to be in abundance. Everywhere I look, store shelves are empty, people are driving new cars, and I see RVs and boats littering the road. So, is everyone rich? Apparently, there is a lot of money flowing through people’s hands and wallets. Why, then, do I keep hearing that most Americans will not…
