Category: F.I. Mindset
The Truth About Discretionary Income- You’ve Been Lied To
Do you remember those days when you would neatly budget all your money? You would know how much total income was coming into your household and measure that against your expenses? The resulting difference, if a positive number, was called discretionary income. Well, it was all a lie. All of it. Let’s start from the…
Strong Finances, Strong Marriage: 10 Steps to a Healthy, Wealthy Marriage
We always link marriage and finances together, whether for good or for bad. It is a lot easier to have a successful marriage when you have your finances in order than with messy finances. But how do you get to the point where you are entirely in control of your finances, and you can simply…
No Freakin’ Way I am Working Another 25 Years
Welcome to western world living. Here we are expected to spend our whole adult life in school and working, all the way to age 65. Well, I am going to be a rebel and refuse to play this game. How did I get to this point? I’ll explain. I am 40 years old and have…
Become Insanely Productive During the Magic Hours
When do you like to get most of your work done? Some people like to go to the gym first thing in the morning. Others want to wait until lunch or after work. Many wait until after dinner to go for a walk or run. Everybody is different, and life presents unique challenges along the…
Don’t Gamble Your Retirement Away 2
Well, it has been over two months since our first article in this series, and much has happened since then. The main takeaway from these two months is never to stop planning, preparing, and discussing your retirement plans. They are fluid and should dictate much of your actions on a day-to-day basis. First, let’s review…
Mailbox Money: The Power of Dividends, Royalties, and Rents
Getting your paycheck deposited into your bank account is a great feeling. Even better is the sensation when you don’t have to pay off debt. Receiving your wages feels so great because you earned your pay— it was your hard work that got you that check in the first place. But what does it feel…
5 Takeaways from “Rich Dad’s Who Took My Money?”
You may know that Robert Kiyosaki is by far my favorite author of all time. Reading his work is like eating comfort food down South. I just finished reading “Rich Dad’s Who Took My Money?” and it was another fantastic book. “Rich Dad’s Who Took My Money?” focuses on the velocity of money and how…
Become the CEO of Your Life part I
What is the secret to becoming wealthy and maintaining lifelong relationships? How do some people have it all— money, success, family, and love? Can you be one of the few that has it all? I believe that you can if you clearly define what having it all means. Don’t clearly define the definition of having…
20 (more) Books That Will Make You Rich
Read 20 Books That Will Make You Rich part 1 (This is Part 2) Reading in of itself will not make you rich. However, reading and creating actionable tasks WILL make you rich. I wanted to keep this page as simple as possible. I have attached my personal review of each of these books. These…
The Velocity of Money and How it will Make You Rich
If you had $30,000, how would you invest it? In the stock market? Or maybe a business? These questions are what you should be asking yourself almost daily. At any given time, you should know how to invest your money because your money should always be able to be re-invested. That’s right; your money should…
Y.B.E. Young Brilliant Entrepreneurs
I actually bounced the title of this article from one of my favorite songs of yesteryear. The year was 2001, and the song was Y.B.E. Young Black Entrepreneurs (YouTube) by Prodigy, on the album H.N.I.C. I was a Lance Corporal (E-3) stationed in San Diego, California. I had the album on cassette tape, and boy…
Books & Thoughts
I have read precisely 40 books over the last eight months, and one thing sticks out to me- each book starts to become a piece of who you are. After I read “Rich Dad Poor Dad,” I began to say, “The rich don’t work for money.” When I finished “Be Obsessed or Be Average,” I…
How Do You Define “Being Rich?”
What does it mean to “be rich” to you? I know many of us believe that being rich is living in a massive mansion with exotic cars, exotic women, and exotic animals. America has conditioned us to think along these lines- having millions upon millions of dollars is the definition of being rich. These dreams…
Do What You Love -OR- Love What You Do
Can your job make you happy? Are you happy doing your job? These slight turns of phrases may seem small, but they go much deeper into your psyche. Many people spend years chasing their passions, only never to find what it truly is. Others take a job for the benefit of their families and love…
The Road to Wealth: Where Will You Stop?
I’m getting old- which can be a good thing or a bad thing. I tend to look at it positively because with age comes experience. I am at the age now where my decisions, and those around me, are starting to bear fruit. In the world of relationships, those who got married and had kids…
Scarcity vs Abundance
What the world offers us is all a derivative of how we view the world. Our perspective shapes how the world treats us. I know that this will not ring true for many- but, some people can grab whatever they want from this world. These beliefs start to form during childhood and are extremely hard…
Success is a Habit: What is Your Daily Routine?
Not much truly separates the poor from the rich. Yes, many rich are born with privilege, giving them a big head start in life. But most millionaires are self-made. Being self-made means that they began as poor or middle class and created additional wealth for themselves. But what separates those few from the many that…
Mentorship is Dead
Mentorship is dead. No longer is an older, wiser professional going to assist and guide you through the process of succeeding at your job. You will get some online training and a quick meeting- and you’re on your way. Have fun. Interestingly, mentorship is needed more than ever. The world has never been as complex…
Create.
It’s time. I know that you may be scared or insecure, but I believe in you. You have the skill to become a creative force in this world. Forget about all the ways that the world has tried to prevent you from this moment. Growing up, we start to build up a fear of performing…
5 Takeaways from “The Practice”
“The Practice” by Seth Godin is a once-in-a-lifetime read for creative professionals and creative wannabes. The only caveat I have to the above statement is that I feel you have to be on a creative journey to understand the book honestly. This book touched me profoundly because I am fresh into my life, or career,…
