All I want for Christmas: Family + Income
Family is about love. Passive Income is about family. All of these ideas are linked together. Passive income gives us the capability to spend our time as we like. It is our financial independence that allows us to spend as much time with family as we can. Bringing the family together for the holidays is…
Scenario #1: $8,000 a month Cash Flow Retirement
Scenario time. Brian is a 35 year old IT professional. He wants to retire 20 years from this date, which would make him 55 years old. He has enough savings for a downpayment on a house and nothing else. His job pays him $60,000 a year and he would like to retire with $8,000 a…
5 Takeaways from “The Compound Effect”
Have you ever wondered why some people always seem to be lucky? What if I told you that a series of decisions were made to get that ultimate result. “The Compound Effect”, by Darren Hardy, takes a hard look at the day to day decisions we make that will ultimately lead to success or failure.…
5 Habits to Envision a World Of Money
We all grow up believing that money is the green paper that we can hold in our hands. In actuality, those little green papers are the results of good habits that we form. Money is not a tangible item but instead a simple environment of good habits. I say “simple” because there is nothing complex…
December Over December 2020
In the investing world, it is always good to take a look at where you were some time ago. As we slowly grind towards our goals, we sometimes do not realize how big the strides we are actually taking. That is why I am starting a monthly series to look back at where we were…
20 Books That Will Make You Rich
Check out part 2 of the Series Disclaimer: Reading in of itself will not make you rich. However, reading and creating actionable tasks WILL make you rich. I wanted to keep this page as simple as possible. I have attached my personal review of each of these books. These books together have helped me gain…
5 Takeaways from “How to Retire on Dividends”
“How to Retire on Dividends” by Brett Owens and Tom Jacobs, is a hardcore take on how to retire on dividends. I say hardcore because you will have to study each and every one of your purchases to evaluate if you are purchasing at the right time. Don’t worry, they provide us with information on…
Quick Study #2
Investments- The Major Difference Between The Dot-Com Bubble Of 1999 And Today Real Estate- How to Achieve Steady Cash Flow on Your Remote Investment Business- How to Win New Clients and Prospects with Seminars and Webinars Retirement- A New Approach to Retirement Income Planning for Women Personal Finance Video- Dividend Investing: DIVIDEND CHALLENGE For Monthly…
15 Years of Marriage, 2 Children, 3 Houses, and 1 Journey to Financial Independence
Where did all the successful married couples go? Where are all the role model families that we can look to for guidance and mentorship? Personally, I have no idea if those families actually existed outside of television. I know that all the financially independent people I watch are young and single or young and married.…
Financial Independence 102: Terms
After reading the two stories from Financial Independence 101 (here), which story do you believe represents the future that you envision? If you want to achieve financial independence, then you are in the right place. Being financially independent brings significant benefits to your life. You will have earned the most valuable resource available to anyone,…
Financial Independence 101: A Story
Most people will never grasp the idea of financial independence. In fact, most of us were taught the exact opposite of financial independence. We were taught to get good grades in school, go to college, get a high-paying job, get married and have kids, and live a happy life. Your job is your lifeline to…
Quick Study #1
Investments- 11 Best Monthly Stocks and Funds for 2021 – https://www.kiplinger.com/investing/stocks/dividend-stocks/601862/best-monthly-dividend-stocks-and-funds-for-2021 Real Estate- Land Loans, What you Should Know- https://www.bankrate.com/mortgages/what-property-buyers-should-know-about-land-loans/ Business- Which Business Niches Will Boom in the Post-COVID Landscape- https://www.allbusiness.com/which-business-niches-will-boom-in-post-covid-landscape-134326-1.html Retirement- 14 States that won’t tax your pension- https://www.kiplinger.com/retirement/601819/states-that-wont-tax-your-pension Personal Finance Video- Dividend Income Portfolio Makes $1,000 a month https://youtu.be/mgJP-cp5Xmo Military Family Investing– $0…
5 Takeaways from “Company of One”
Every once and a while a book comes into your life right at the perfect moment. “Company of One” by Paul Jarvis did just that. Kris and I were talking about the business we would start when I returned from my tour in Japan. We did not want our business to be super big or…
Stock Market Investing 103: Appreciation/Dividend Method
Right now we have two choices on how to invest in stocks, we can either passively invest in index funds via the Captial Appreciation Method (101) or we can actively invest in dividend-paying stocks via Dividend Growth Investing (102). They both have their pros and cons. You can reach your financial independence goals faster through…
Stock Market Investing 102: Dividend Growth Investing
Do you want to get a paycheck while you are relaxing on the beach? How about receiving money while you are traveling on an airplane? These scenarios can be the result of successful dividend investing. Dividends are a portion of the profits of a company that you own stock in. The basic idea of investing…
Stock Market Investing 101: Capital Appreciation Method
When I mention that I invest in the stock market, most people I talk to will give me a horrible look of fear. They cannot believe that I would risk my hard-earned money gambling in the stock market. And yes, the stock market is terribly scary for the standard, hard-working American. This is because they…
Real Estate Investing 101
So you would like to be a real estate investor? Real estate investing is a sure-fire way to create, maintain, or grow wealth- not only for yourself but for future generations as well. I guess you are wondering how to get started in the land of real estate. There are so many ways to invest…
5 Takeaways from “On Writing Well”
I never fancied myself as a writer. In fact, the reason why I joined the Marine Corps was to avoid reading and writing altogether. Yet, here I am, writing. So the thought crossed my mind, that if I want to continue writing, I may as well do it correctly. Enter “On Writing Well” by William…
So you think that You are Middle Class, huh?…..HaHa
Download F.I Mag #1 here, F.I. Mag #2 here, and F.I. Mag #3 here. You’ve worked so hard to get to where you are at. You have finally gotten to the point where your bills, expenses, and budgets are all nicely covered by your income. Hell, you can even save $1,000 a month easily. This…
My Grandkids: Why I Will Never Work for Anyone Ever Again
I will never ask another adult for permission to see my grandkids. I will never ask to take two weeks’ leave in order to go visit my kids and their children. I will never feel the burden of having to go back to work after visiting family. Those days are over before they began. Besides…