JOMO: Joy of Missing Out
Getting older has its perks, and one of them is being able to make your own decisions. As we get older, we have the chance to participate in everything everyone else is doing. We do this because of FOMO or Fear Of Missing Out. Or we have the opportunity to go our way and experience…
Advertising 104: Appeal to the 8 Basic Human Needs
Every human being instinctively needs something, even if they don’t consciously know it. As a business owner, you will need to learn to tap into these basic human needs to publish effective advertising. But first, you will want to understand what these basic needs are. This article is part four of the Advertising 101 series—you…
Creative Financing in Real Estate 104: Private Money
The Creative Financing in Real Estate 101 series exists because real estate is expensive, very expensive. We need to leverage all of our smarts and connections to afford real estate with as little of our money as possible. We have covered personal loans (102) and home equity (103) in previous installments of the series. You…
CryptoCurrency 102: Important Words to Understand
Learning a second or third language can be challenging, and learning the language of cryptocurrencies is similar. You are entering into a new world, full of words you didn’t even know existed. Today, I will attempt to give you a good starting point in your journey into the crypto wonderland. I will convert these words…
Dividends vs. Royalties part II
I’m back for another installment of the Dividend vs. Royalties experiment. I did not re-read part one because I want to ensure the most up-to-date emotions I carry about these passive income sources. I have been having a great time watching my dividends and royalties grow over the last five months. Every day I think,…
Military Success 105: Financial Fitness
Now, for the moment I have been waiting for—I am writing the article that I wish I read before I joined the military. When I joined the Marine Corps in 1999, I had no concept of money. I didn’t know the value of reinvesting your money to make more money. In fact, it took me…
Become the CEO of Yourself
Now it is time to take control of our lives and create the future that we envision. Where do we start? In the last article, “Become the CEO of Your Life,” we talked about identifying what you wanted in love and work. Now, we want to take small positive steps in the right direction. These…
Become an Entrepreneur before You Start a Business
Over my 40 years, I have witnessed many people start businesses. Some of these businesses fail, and some actually become successful. However, I have met very few actual entrepreneurs. Entrepreneurs are hard to find, although people with companies are everywhere. Josh, what the heck are you talking about—with entrepreneurs? Business owners and entrepreneurs are two…
How to Determine the Best Time to Buy a House
The housing market is currently sitting at an all-time high again. I seem to hear someone with sage guidance about the market every day. Josh, I will wait a couple of months until the real estate market cools off, then I will buy. However, that day may never come. What do we do? Trying to…
CryptoCurrency 101: Let’s Invest in Crypto Together!
Well, it is finally time to dive into the world of cryptocurrencies. I know that I have been a little apprehensive before, but fear never gets us anywhere. Sometimes we have to take the bull by the horns and wrestle control of our futures. I want this series to be a place where we can…
Investing for Dividends 104: The Importance of Index Funds to Your Dividend Portfolio
When I first began to read about passive income in June 2019, I was intrigued by the Dividend Growth Investing (DGI) community. They seemed to be hardcore dividend folks who had a good pulse on how to create passive income. I wrote an article on dividend growth investing called “Stock Market Investing 102: Dividend Growth…
Financial Independence through Real Estate
Of all the ways to retire early, I believe real estate is the most attainable of them. I recently wrote an article called “How We Plan to Retire on Dividends,” which laid out our plans to use investments to supplement our retirement. Then, I wrote an article called “Retire Rich, Retire Comfortable with a Business,”…
4 Steps to Become Rich
It’s funny that the steps we are given at a young age to become rich will not really make us rich. We may become wealthy over a long span of time, but not as fast as they allude to as we are growing up. Their four steps for wealth are: 1) Get good grades 2)…
Military Success 104: Family Fitness
Thus far, we have covered many diverse topics throughout the military success series; physical fitness in 101, mental fitness in 102, and educational fitness in 103. Now, I want to talk about something we rarely discuss before joining the military, family fitness. That’s right; family is one of the most important aspects of having a…
5 Takeaways from “The Nft Revolution”
You may have heard of NFTs on the news or from conversations around the watercooler. I have heard of them but wanted a deeper look into what they were and how an investor could leverage them to accelerate wealth. “The Nft Revolution” by Crypto Dukedom gives the reader a deep dive into the digital world…
Retire Rich, Retire Comfortable with a Business
They say that working in the workforce is what gives our lives meaning and purpose. When we retire, our lives tend to fade away, and we lose ourselves. I am currently 40 years old, and I could retire right now, and my life would gain ten times more meaning and purpose. Why am I so…
Creative Financing in Real Estate 103: Home Equity
Real Estate is currently at the top of its game. It is a seller’s market where buyers are bidding the prices up against one another. There is a housing shortage across the board, and some say it may take a couple of years to catch up on inventory. What is a buyer to do? Well,…
Crypto Showdown: Bitcoin vs. Ethereum
Often we are presented with a pair of fierce competitors: Coca-Cola vs. Pepsi or Walmart vs. Target. We like to choose sides based on our past experiences or our taste buds. Today, I present the latest competitors to step into the ring: Bitcoin vs. Ethereum. Which one deserves your investing dollars? Let’s find out. I…
Should You Consolidate Debt?
Most of us gather debt during our younger days—cars, credit cards, student loans, etc. So the question becomes, should we consolidate debt to assist in the repayment process? There are a few positives to consolidating debt and one giant negative. Let’s jump into this significant decision. A huge reason why Kris and I could get…