Author: kingmarine
Investing for Interest 105: The Hunt for Baby Bonds
Investing in bonds can be difficult because companies usually sell them in $1,000 or more increments. Thus, we typically turn to US Treasuries or Bond funds to allocate bonds. However, some bonds trade in denominations of $25, $50, and $100—making them accessible to the average investor. Welcome back to the Investing for Interest series (101,…
Investing for Interest 104: Bountiful Bond Funds
Bonds are a great way to hedge yourself against the stock market’s volatility. However, bonds themselves can be volatile. There are various ways to invest in bonds allowing us to diversify our portfolio. Welcome back to the Investing for Interest 101 series (101, 102, 103), where we discuss building a portfolio of interest-bearing assets. Today,…
Email Money: Dividends, Rents, & Royalties for the Modern Day
Many people misunderstand the term passive income. Some people think that you can set things in place and suddenly have money coming in randomly. That’s usually not the case. For passive income to succeed, you have to do a great deal of work upfront for a later reward. However, when that money does come in,…
Become a Bonafide Investor VI: Debt vs. Equity
One of the most important aspects of becoming a bonafide investor is understanding the difference between debt and equity. Each has its use-cases across multiple investments, including the stock market, real estate, content creation, and business. I’ll try to keep this article from getting out of hand because there is much to discuss. First, welcome…
Grace and Passive Income
We should be thankful for everything we have in life. We tend to take things for granted more often than not. With the rise of social media, we also covet what others have, sometimes forgetting how good we have it. However, that stops today. We need to have and show GRACE for all we have.…
5 Takeaways from “Amazon Keywords for Books”
“Amazon Keywords for Books” by Dale L. Roberts is a book for author-entrepreneurs like myself. I am entering year two of my writing journey, and it’s time to step up my game. I have not taken keywords as seriously as I should, but now is the perfect time to start. When you publish a book…
I Live Paycheck to Paycheck 4… So I Started Income Investing
Living paycheck to paycheck sucks! Sometimes you may not even understand that you depend on your next paycheck for survival. It’s not until you have a large amount of savings you can reflect and see the gravity of your prior situation. America trains us to live paycheck to paycheck, by the way. When our paychecks…
Start a Consulting Business Towards Passive Income
One good thing about working a job is the chance to grow into a subject matter expert. It is tough to prove yourself as an expert without some kind of social proof. For example, I have been an Air Traffic Control Electronics Technician in the Marine Corps for 23 years. I deployed to multiple countries…
USDC vs. Saving Bonds vs. Treasuries
There are more ways to save and invest than ever, yet most Americans have less than $1,000 in savings. Dave Ramsey (“Baby Step Millionaires”) suggests saving a $1,000 emergency fund before paying down debt. I have been talking about saving and investing recently, and even savings vs. investing. But, just because you are not comfortable…
5 Takeaways from “Who the F*** Am I to be a Coach?”
“Who the F*** Am I to be a Coach?” by Megan Jo Wilson is a spiritual and emotional guide to becoming successful as a coach. This book is not a step-by-step how-to guide to coaching. The premise is actually unique because any entrepreneur can learn from this book. Entrepreneurship, in general, is problematic because it…
Real Estate Investing in Your 40s
Our 40s will determine how successful our retirement plan carries us through life. If you are a male, your prime earning years are 40-50. If you are a female, you may be bouncing back from having children and ready to start earning. Whatever the case, success in our 40s will require us to double down…
Investing for Interest 103: Treasure in Treasuries
Learning to invest can be intimidating, especially if you don’t have much guidance. That’s why I started the Investing for Interest 101 series (101, 102). Investing for interest (debt) can be safer than entering the stock market; however, you may achieve a lower return. Previously we discussed the Super Safe Savers of high yield savings…
From Zero to Zeros
When you are broke, it’s hard not to feel like a loser. It seems that everyone else in the world has it figured out except you. This especially applies to those who choose to get married early in life. My wife and I married when I was 25, and she was 22. Today is our…
Pay Down Debt or Start Investing 2
“Should I pay off my debt entirely before I start investing?” This topic keeps me up at night (not really). I do feel very passionately about the guidance people receive on this matter. Paying off our debt and becoming debt-free is one of the single most incredible moments of our 16-year marriage. We used many…
The Magic of Living Below Your Means
The American mindset is to work harder and longer to have nicer things. It sounds good in theory, but in actuality, it never pans out this way. The first step to becoming rich is learning to live poor. By “poor,” I mean to be happy with having less. You’ll be surprised by how much stuff…
5 Takeaways from “Consulting Success”
“Consulting Success” by Michael Zipursky guides us to building and growing a consulting business. If you love the work you do, but not necessarily the company you are with, consulting may be a way to transition into your own business. Consulting is very much an independent duty. You need to be a self-starter, self-motivated and…
Counting on Crypto 2
Cryptocurrencies will play a huge role in our lives over the next many years. They may even overtake paper currencies as the primary money system by central banks. However you feel about cryptocurrencies today, you should prepare for tomorrow by educating yourself. This is the same logic I used to start my journey into cryptocurrencies,…
Why I Became an Income Investor
There are many different ways to invest in the stock market, and with discipline, you can find success with all of them. You can invest purely in index funds or ETFs. Or you can start a dividend growth portfolio. If you take the time to understand the securities you are picking and gather some information…
A High-Value Person: Passively Earns $100,000 Annually
There have been many talks recently about High-Value Men and High-Value Women. The typical conversation states that a high-value person earns $100,000/year from their jobs. For context, the term high value doesn’t factor in morals and ethics, just income. The numbers for high-value people seem to be around 10% of males and 3% of women…
The Beauty of Rental Income
The world is a beautiful place when we take the time to enjoy the view. Sometimes it is hard to value the world during our hectic and chaotic lives. But, some things can make your life even more beautiful. Here are my top four things that can make your life even more vibrant: a fantastic…
