Author: kingmarine
Start a Blog for Passive Income
Well, I’ll get directly to the point, a blog is not passive. At least not in the first 3-5 years. However, you should start a blog for passive income tomorrow. I have been blogging for exactly two years, which has changed my life. Having a blog is like creating a clone of yourself, who continues…
Emergency Cash: How Much Do You Need in an Emergency Fund?
Building an emergency fund is one of the best ways to create a feeling of financial security. But how much do you need in an emergency fund? The short answer is that every situation is different. Your emergency fund is a function of your belief system, job, and financial literacy. Let’s cover each of these…
Being Broke Isn’t Cute part IV: Saving and Investing
I think our bunnies would be proud of us. We recognized that we were broke, figured out why, and slowly paid off our debts. So, since we are debt-free, what’s next? Welcome back to the Being Broke Isn’t Cute series (part I, part II, part III); we go from broke to investors. The answer to…
Debt-Free Society: Beat Student Loan Debt
Someone lied to us all about going to college and taking on student loan debt. In a few cases, getting a degree leads to massive wins in the civilian sector or military. However, taking on the debt associated with these degrees can put you into a form of slavery called indentured servitude (Read “In-debt-ured Servant”).…
Being Broke Isn’t Cute part III: Becoming Debt-Free
Whenever I see my bunny rabbits, I get excited about my financial future. This is because these cute bunnies have no worries in the world—something I am trying to achieve. To be carefree and worry-free, we must first make a great effort to overcome financial adversity. Most of us start with financial limitations, whether limiting…
5 Takeaways from “Couponing for Beginners Guide”
“Couponing for Beginners Guide” by T.M. Crump is a short book on how to start couponing. Every penny counts as we enter a recession and a period of high inflation. Couponing is a lifestyle—not something you do casually. There is a lot of work to use coupons effectively, so you must take it seriously. 1)…
Debt-Free Society: Beat Automobile Debt
There has been some debate about whether your home is an asset or a liability. I agree with Robert Kiyosaki, who says that your primary residence is a liability. However, there is no doubt that your car is a massive liability. Yes, it gets you to work, but it drains resources daily. With the increased…
5 Takeaways from “Destroy Your Student Loan Debt”
“Destroy Your Student Loan Debt” by Anothony ONeil takes us step-by-step on how to get rid of large amounts of student loan debt. I never took any student loans, but I know it affects many young professionals. You need to attack student loans aggressively and quickly. If you don’t, they can grow faster than you…
Being Broke Isn’t Cute part II: Getting on the Right Path
Unlike my little bunny rabbits, being broke isn’t cute. Being broke is a struggle that many people face daily, but now is the time to get on track. Welcome back to the Being Broke Isn’t Cute series (Part I), where I discuss how to go from being broke to comfortable. What is the right path?…
5 Takeaways from “3 Secrets to Effective Time Management”
“3 Secrets to Effective Time Management” by Elizabeth Grace Saunders is a must-read for those who struggle with time management. Elizabeth Saunders’ approach to time management is about accomplishing the important things first. It may seem simple, but you must identify what is essential to you BEFORE you start your day. Before she gets into…
Income Investing vs. Inflation
I want my money now! In fact, I want to create as many paychecks as possible throughout the month. This concept is the basis of becoming an income investor. I have been preaching about the woes of inflation for over a year now (Inflation is Coming, Prepare for Inflation). Now, it’s here, and I am…
Crypto Investing 104: Start with Stablecoins
Today will be a fantastic day because I get to talk about my favorite investment strategy, USDC. USDC is a stablecoin that trades on centralized and decentralized exchanges. What makes the United States Dollar Coin great is that it bridges the gap between traditional finance (TradFi) and Decentralized Finance (DeFi). Today, I will explore why…
Retirement Plus: Use Bonds to Supplement Your Retirement
As we move towards retirement, we want to ensure we have multiple streams of income that can increase over time. They increase by paying us a yield, whether interest or dividends. Being on a fixed income, especially during periods of high inflation, is the most dangerous thing you can do during retirement. We want to…
Become CEO of Yourself 3
In our quest for financial freedom, the part we most often forget is forging the correct mindset. Truthfully, your mindset is the most critical factor in obtaining great wealth. As much as I love to talk about dividends and rental properties, I continually make it a point to return to a financial mindset. Once I…
Free Food: Turn Your Garden into a Business
We are in the most inflationary period in over fifty years. Due to multiple constraints with money-printing, the pandemic, and broken supply chains, food costs are increasing rapidly. How will the average person survive this pricing war? We need to go back to our roots (pun intended) and live off of the Earth. A few…
Being Broke Isn’t Cute part I: Why Are You Broke?
Aren’t the rabbits on the cover just the cutest things you have ever seen? As I wrote in “The Publishing Chronicles 2: Design Your Own Book Covers,” the inspiration for my writing sometimes comes from images. In this case, I saw four pictures of these cute rabbits and had to write four articles. Do you…
A Recession vs USDC
During a recession, we must be on our best financial behavior. We will not have the resources to waste money all over town on things we “want.” Even better, we must have our money working for us and avoid working for money as our only source of income. Many of us have children, families, or…
Run an Upscale Bed and Breakfast
This article describes a business idea I have had for almost two years. It’s good to get your ideas out into the world; maybe someone can execute my dream. My dream business calls for my family to run a fancy bed and breakfast with additional options that set it apart from all other services in…
USDC vs Series I Bonds
United States Dollar Coin (USDC) has proven to be one of my favorite high-yield investments over the past year. Using Voyager (affiliate link), it is easy to get your money in and out of USDC while earning 9% interest. However, since the rise of inflation, Series “I” Bonds from the US Government have yielded over…
5 Takeaways from “Rich Dad’s Guide to Becoming Rich”
“Rich Dad’s Guide to Becoming Rich” by Robert Kiyosaki is my favorite book of all time. That is to say, all of Robert Kiyosakis’ books are my favorites. Mr. Kiyosakis’ books all say the exact same thing, yet they are all different. He has simple messages he tells people across multiple parables (stories). I love…
