Author: kingmarine
How to Buy and Track 30-Year Treasury Bonds
I was writing an article about my Recession Investing Plan yesterday and realized how tricky it is to purchase 30-Year Treasury Bonds. I started buying these bonds three years ago and had to learn via trial and error. I haven’t purchased a 30-Year bond in a couple of years because yields have been low. Free…
My Recession Investing Plan
Halloween (and October) is a great time to re-access our spending. It’s good to have a crystal clear picture of our finances going into the New Year. I recently moved from Japan to San Diego, which means that my budget, spending, and saving habits had to change. The impending recession and bear (stock) market add…
What is Your Dream Retirement?
Times are getting tough, so it’s the season for some daydreaming. The only way to stay motivated through this impending recession is to focus on the outcomes. Your dream retirement is a vital part of keeping you on the path. Now, more than ever, people will attempt to get you off your purpose. So let’s…
Your 401K is NOT Enough
This article will hit some people hard. They led us to believe that our 401Ks were the end-all-be-all for retirement. If we just saved enough in our 401K, plus maybe a small pension and social security, we would be alright until the end of life. Unfortunately, the world changes faster than we do as humans.…
Home Maintenance Budget vs. Emergency Fund
Owning a home is very expensive. I should know because I own three homes (along with my wife). As a homeowner, you must always prepare for the worst. It is also essential to plan for the unknown as an average person. We can achieve some form of security by building an emergency fund. Along the…
Home Equity Loans vs. Interest Rates
It seems every day I am talking about interest rates increasing. Unfortunately, this is the story of our generation. Most of us have not seen 8-10% inflation and 6-10% mortgage rates. But we are here now and need to take these developments seriously. If we continue to consume and enjoy life at face value, we…
Are You Ready to Become a Landlord?
Everyone wants to earn that sweet rental income, but no one wants to be a landlord. There are many ways to achieve this, like Real Estate Investment Trusts, but why not become a landlord? Becoming a landlord has its own challenges; however, you will learn a lot about people and human nature. If you stick…
How We Plan to Retire on Dividends 4
Wow, the fourth time’s a charm. There has never been a more critical time to understand who you are as an investor. The bond and stock markets are in turmoil, and your only saving grace is your knowledge and education. We don’t know what the future holds for our economy, but we must still allocate…
Self-Storage vs. A Recession
Have you noticed how many self-storage buildings there are in your immediate area? Why is self-storage so popular all of a sudden? The simple truth is that people love stuff. As homeownership becomes more challenging, people hold onto their things while renting. We are entering a recession, which brings up a great question. Can you…
Bond Growth Investing: Bonds to the Rescue
Why should dividends have all of the fun inside of your growth investing portfolios? Is there a way to mirror dividend growth in our bond portfolios? The answer is yes and no. However, bonds can be a great addition to anyone’s passive income and growth portfolios, but they take a little more education than DGI…
Trade School vs. College vs. The Military
This article brings me back many years to when I was in high school. I graduated high school in 1999 and went directly into the military. I am still in the Marines Corps, and now my son is in high school. The roles of these different education opportunities have changed considerably. Before, a college education…
5 Takeaways from “The Independent Homeschool”
“The Independent Homeschool” by Fred Ray Lybrand is a journey of learning “how to learn.” Specifically, it teaches us how to create independent learners that can teach themselves. My life goal is to homeschool my grandkids throughout their lives. I am preparing myself now for how to run a homeschool successfully. This is my first book…
Saving for a House Down Payment #4: Couple, Big City
Double the people, double the fun. I’ll admit upfront that this process isn’t going to be fun. For a couple to buy a home in a big city, it will take lots of hard work and dedication. But, as a couple, you have a few things going in your favor, mainly twice as many people…
High-Yield Savings vs CD Ladders vs Series I Bonds
We know saving AND investing are vital to our family’s and finances’ long-term health. However, most of us will start on the savings side. As savers, we have more tools at our disposal than ever, and navigating the sea of options may be challenging. Luckily, I am here to put three solid strategies to the…
How to Become a Thought Leader
The term “thought leader” gets tossed around a lot in certain circles. People use it in business, education, and content creation. But what is a thought leader, and how do you become one? I am just starting my journey into thought leadership, and I have been writing for over two years. Yes, it takes a…
Renting Rooms vs. A Recession
I have been preaching about the incredible benefits of renting rooms for over two years. And I will continue to beat the drum until a few people begin to take notice. There is simply no better way to become wealthy for the average person. The return on investment for renting rooms is infinite, which means…
Just Rewards: Credit Cards vs. Debit Cards
Today I am going to discuss the ultimate grudge match between credit cards and debit cards. Many people are out to get the best rewards; however, this is a comparison between two mindsets at its core. The credit card camp likes to talk about points for travel and cashback rewards. There are truly some great…
Inflation Ate My Paycheck 108: What is Your Recession Budget?
The Federal Reserve needs to send America into a recession. Why? Because a recession is the best way to combat high inflation quickly. What does a recession mean for the average person? It means we will struggle with our livelihoods if we do not adjust our mindsets. Today, I want to review our budgets to…
Rental Properties vs. Rental Rooms: Rental Income for the Average Person
If you follow my content, you will know that I am a massive fan of renting rooms. Sharing your living space is the single greatest wealth generator for the average person. However, the average person doesn’t want to live with someone else (even family) or want to take the risk of owning rental properties. To…
Forever Valuable: The Magic of Evergreen Content
So you want to be a content creator, right? Creating content is one of the best ways to push your brain to its limit. But you don’t have to throw things at the wall to see what sticks. You can create content that you can slowly build upon over time. The more content you make,…
