Author: kingmarine

  • I’m Obsessed with Money: And You Should be Too

    I’m Obsessed with Money: And You Should be Too

    I love money. I love having money, making money, and growing money. Society attempts to tell me I am terrible for caring about my money. The only way to stop caring about money is to become obsessed with it. Once you figure out how to live below your means, save money, and grow your income,…

  • Welcome to Writing: Start Here If You Love The Grind

    Welcome to Writing: Start Here If You Love The Grind

    So you want to be a writer, huh? Writing is one of the most amazing things you can do in your life. You are expressing your values using words as a medium. According to “The Independent Homeschool,” writing is the toughest of the 3 R’s (reading, writing, and arithmetic). You must make countless decisions just…

  • The Bonds of Thanksgiving: Tis’ The Season to Invest in Bonds

    The Bonds of Thanksgiving: Tis’ The Season to Invest in Bonds

    It’s been a long time since bonds were attractive during the holiday season. You would have to travel back before 2008 to find such a time. This year, the Federal Reserve is trying to fight inflation—raising their interest rates hard and fast. Raising rates could cause a recession and higher employment.  This could be a…

  • 5 Takeaways from “His Needs, Her Needs”

    5 Takeaways from “His Needs, Her Needs”

    “His Needs, Her Needs” by Dr. Willard F. Harley Jr. is the best book on marriage ever written. I can say that without a doubt because I read it ten years ago, and it made my marriage that much better. The book gives the top ten basic needs within a standard couple—five for women and…

  • Losing Friends? You’re Doing Something Right part 2

    Losing Friends? You’re Doing Something Right part 2

    The path to wealth is a lonely journey. No one will understand your obsession to become rich and live on passive income.  Only three percent of the population will become wealthy, so your ascent to becoming elite is rare. You cannot expect 97% of people to follow you on your quest. Continuing education is the…

  • Earning $1,100 a Month in Dividends

    Earning $1,100 a Month in Dividends

    Last month my wife and I crossed $1,100/month in dividend income. It feels incredible to hit this point in our journey, and we plan to keep the party going. I am 41 years old, and I cannot fathom how much we will earn in dividends by age 70. It truly is an experience worth sharing…

  • Bond Investing in Your 40s

    Bond Investing in Your 40s

    Our 40s are a time to double down on life and start getting things done. Hopefully, we will leave our 30s with no debt and an online business or a high-paying job. The goal of our 40s is to ensure we have enough income in our 80s and 90s. We do that by focusing almost…

  • Saving & Investing with $400 a Month Available

    Saving & Investing with $400 a Month Available

    Wow, you should be proud of yourself because having $400/month available to save and invest in a massive achievement. Don’t be fooled by the fancy cars around you; most people are broke. $400/month allows you to do some cool things with your money, including saving, investing, and investing for income. Welcome back to the Saving…

  • Watch Your A.R.M.s: Should You Get an Adjustable Rate Mortgage?

    Watch Your A.R.M.s: Should You Get an Adjustable Rate Mortgage?

    When times are tough, thinking outside the box is a good idea. In most cases, we all want a standard fixed-rate 30-Year mortgage.  I talked about new options in “40-Year Interest-Only Mortgage,” which proved a bad idea. But do we have more choices with interest rates crossing 7% on new mortgages? Our old enemy is…

  • Are You a Spender or a Saver? How to Become a Saver

    Are You a Spender or a Saver? How to Become a Saver

    Today, I want to turn my focus to you. That’s right; you get all of my attention for today’s article. I want to determine why you are not becoming wealthier each day. Like most people, your spending habits prevent you from building wealth. They trained us from a young age to consume without thinking. However,…

  • Over-Employment: Can You Work Two Remote Jobs at Once?

    Over-Employment: Can You Work Two Remote Jobs at Once?

    Times are getting tough, and people are becoming desperate. I read an article on Business Insider explaining how people simultaneously hold two remote jobs. I first thought they were working 8-12 hours a day with a job in the morning and night. However, I was wrong because they worked overlapping hours—what a disgrace. However, we…

  • The ReBirth of the Renaissance Person

    The ReBirth of the Renaissance Person

    There has never been a better time to become rich. The barriers to entry in sectors like real estate, business, and investing are open to all that apply. However, you can’t become wealthy as a one-dimensional, closed-minded, unfit, uneducated person. You’ll need to step out of your comfort zone and become a Renaissance Person to…

  • Bond Investing in Your 30s

    Bond Investing in Your 30s

    I have written many articles covering the special period called your 30s. In every piece, I cite the 30s as the most expensive and stressful time in your life. Retirement Planning in Your 30s Real Estate Investing in Your 30s Staying Debt-Free in Your 30s Dividend Investing in Your 30s Let’s continue the tradition with…

  • The 4% Rule vs. Dividends

    The 4% Rule vs. Dividends

    Typically, people want to avoid getting into the weeds of investing. The 401K program promotes this behavior by allowing people to “save” for retirement. Within a 401K program, the fund manager will collect your money and invest it into various asset classes. Most people choose target date funds as their vehicle of choice when saving.…

  • Bond Investing in Your 20s

    Bond Investing in Your 20s

    I spend a lot of time writing about dividends and income investing. However, recently bonds have become attractive because they offer higher yields compared to the last 10-15 years. Now, it’s time to write the companion series to my Dividend Investing at Any Age series (20s, 30s, 40s, 50s, 60s, 70s), this time focusing on…

  • Create Content Daily 2: The Magic of Compounding Creativity

    Create Content Daily 2: The Magic of Compounding Creativity

    I’ve been creating content daily for over 2.5 years, which has changed my life. I cannot remember a time when I woke up and didn’t write something. Creating something every day expands your mind into realms you could not have imagined. Your brain wants to create; the universe designed it to create. Modern education slowly…

  • Financial Independence through Real Estate 4

    Financial Independence through Real Estate 4

    The real estate market is currently in turmoil as mortgage rates hit over 7%. The times of fast, cheap money are gone, at least for the time being.  But real estate is always an excellent investment if you have the right mindset. Real estate is a tricky topic to discuss because many people don’t have…

  • The Bear Market is Your Friend

    The Bear Market is Your Friend

    Can a bear market be your friend and help you grow your wealth? It sure can if you know how to thrive during a downturn. A stock market drop of 30% or more often leads to a recession. Many people will continue to live as normal and suffer long-term consequences. Others will panic and be…

  • Investing for Interest 110: Bond Buying is Back Baby!

    Investing for Interest 110: Bond Buying is Back Baby!

    It’s been an exciting year thus far in 2022. Yes, the market is in full retreat, and we are moving into a downturn and recession. However, this opens up new possibilities for our investment portfolios.  With the rise in interest rates comes a chance to obtain high-quality bonds at great prices. Bonds haven’t been this…

  • 5 Takeaways from “Extreme Early Retirement”

    5 Takeaways from “Extreme Early Retirement”

    “Extreme Early Retirement” by Jacob Lund Fisker is a deep look at financial independence. I mean a truly in-depth look at society, economics, education, and training. This book is a tough read because the author orients it toward very sophisticated people. The author is a renaissance man, and he writes as such. I find this…