Author: kingmarine
The Metaverse 117: Return to the Metaverse
With one announcement, Apple restored all the hopes and dreams of a Metaverse-rich future. Their $3,500 headset will increase the general public’s awareness of spatial computing—and the metaverse. It’s been over a year since I wrote about the metaverse. Much of the hype irradiating from the metaverse came from the gold rush into cryptocurrencies. The…
Saving & Investing 101: What is Your Risk Tolerance?
I talk to many people who cannot even fathom moving a portion of their money into a high-yield savings account. They fear the thought of not walking into a brick-and-mortar bank to handle their transactions. Other people I know put everything they had into cryptocurrencies back in 2021. They lost nearly all of their money…
Saving and Investing with $1,000 per Month
Welcome to the big leagues! If you can save and invest $1,000 per month, you will eventually become quite wealthy. I remember four years ago (2019) when I didn’t even have $1,000 in my savings account. Even worse, I had $77,000 in debt; those were not fun times. I remember thinking that having $10,000 in…
Rents Go Up: Which Side of the Equation Are You On?
Rent prices across the United States and the world will continue to rise. There is little we can do as the average consumer. Once institutional investors, foreign interests, and the Airbnb crowd entered the real estate game, it changed the landscape forever. So how do we become homeowners in today’s environment? Even better, how do…
How to Use a Daily Budget: The Best Way to Curb Personal Spending
Do you have your personal spending under control? If so, how do you measure whether you successfully keep your urges to consume at bay? Having financial control is tricky because we all work hard. We feel we deserve certain luxuries when we put so much into work. Some of us may love to spend on…
Personal Loans vs. Credit Cards: Which is the Best Lifeline?
I hate credit cards with a passion, although I’ll admit they are a necessary evil. There are just too many random events that can occur, especially when you have a family. Personal loans are a much better option than credit cards, but they require you to keep a tight handle on your spending. Most of…
Become Middle-Class PLUS: Insert Growth Multipliers into Your Life
Most people fear becoming rich. Somewhere along the lines, they adopted a belief that rich people are bad; therefore, they avoid the path to wealth. However, it’s still not wrong to make a little more money. The problem is that most people cannot fathom earning income outside of a 9-5 job. Most times, people’s jobs…
Create Money, Spend Money, Grow Money: How to Break Your Scarcity Mindset
Growing up, I always associated money with fear. There was a fear of using money and becoming rich. When poor people hate the rich, they limit themselves from becoming rich. How can you become something you loathe? I was taught to dream small. For example, paying your bills each month was a significant accomplishment. Start…
Income Investing vs. Inflation 2
Inflation will stick around for 5-10 more years, so we must fight it at all costs. If your income leaves you behind, expect to have a challenging decade. Income investing is my favorite way to combat inflation because of the level of control it gives you. Each dividend you earn gives you a choice between…
Inflation Ate My Paycheck 112: Inflation for Longer
Now is a great time to be alive, although it may not seem this way. America and most countries are experiencing high inflationary pressures from all sources. However, you have all the tools at your disposal to combat inflation and continue to grow your net worth. Welcome back to the Inflation Ate My Paycheck Series…
Every Day You Create is Great
Our brains crave creation—so why do we avoid it at all costs? Somewhere along the lines, our tagline went from “be want you want” to “make as much money as possible.” This shift in dynamic is understandable because we have become a country of individuals. When we worked as a team, having an artist, painter,…
Leaving the Workforce in 10 Years: For Families
How can you possibly exit the workforce with an entire family in tow? Well, it’s more than possible if you put your mind to it and commit as a family. I should know because my family is leaving the workforce this year. My wife (39) has already stopped working, and I will retire (42) in…
Start Your Season of Saving: Let’s Save $100,000
Do you believe that $100,000 is a lot of money? Can you envision you would ever have this amount of money in your high-yield savings account? If you think this is a lot of money, that is your first limiting belief. If you do not believe you can save $100,000, that is your second limiting…
Leaving the Workforce in 10 Years: For Couples
In a fantasy world, two people working together should quickly free themselves from the workforce. In reality, we all have major money issues and traumas that prevent us from seeing clearly. Thus, freeing ourselves is extremely challenging, and doing it as a couple is almost impossible. There is hope. However, there is hope. As long…
How to Channel the Velocity of Money and Take Control of Your Financial Outlook
How do rich people get rich and stay rich? They always keep their money moving in new and unique directions. When we lack financial education, we think that saving money (even in a high-yield savings account) is the terminal location of our monetary needs. However, we need to use our money to create money continually.…
Leaving the Workforce in 10 Years: For Singles
The great part about being single is that you single-handedly control your destiny. The bad part is that you are all alone. However, you can easily free yourself from the workforce when you are single. All you have to do is start from the end. Dreaming up your retirement. Most people dream of retiring in…
What I Have Learned From Having Tenants for 10 Years
Most people will never become landlords and oversee tenants; they simply don’t possess the drive to manage another human being. Being a landlord requires you to separate who you are as a person from what you represent as a landlord. Sometimes these two individuals (you) are at odds. I own one large house in Arizona,…
Life is a Math Game: Learn It or Struggle Forever
How did you do in high school math? You’ll need to revisit your old math books if you didn’t do so well. Life is a math game with emotions running on top. If you can solve your unique math puzzle, you have a much better chance of having successful relationships. Math comes into many aspects…
Your Income Should Increase Every Year 2
Life is expensive. This is a difficult concept for most people to understand. To stay ahead in the world, you must keep increasing your income annually. The good part is that your assets can do most of the work for you. The bad part is you’ll need to acquire your assets first. I wrote part…
I’m High on Life with Royalties
I love my royalties. I go back and forth between what feels better: receiving dividends or earning royalties. You know when your dividends will arrive, but royalties are entirely random. I have over 900 books on Amazon, and every day something different happens with them. My latest book may sell, or my first book from…
