Category: F.I. Mindset
Which Asset Class is Right for You? Real Estate, Stocks, Business
It’s decision time. It’s time to get off the sidelines and jump into the world of investing. Luckily, there has never been a better time to wade in the water. Why is investing so vital to your financial lifestyle? The average person cannot outpace inflation unless they invest their money. Therefore, becoming an investor must…
The American Dream Costs $10 Million: How To Get It at a Discount
The American Dream costs $10 million, which is a lot of money. In fact, most Americans will never achieve that level of wealth. However, when things are expensive, we can wait for a sale. In this case, we can redefine our dreams and go about reducing the costs of achieving them. Today, I want to…
How to Obtain, Retain, and Maintain Wealth: How to Get and Stay Rich
Wealth is a mindset. I wrote an article about this topic in February 2021, as I was just beginning my journey toward financial independence. Now, over four years later, I am fully retired and own five homes. “Life is good” is an understatement. However, I still have to remain vigilant about maintaining my wealth. If…
I Still Believe in the American Dream: You Can Go From Poor to Rich in One Lifetime
I have noticed a significant amount of negativity toward the American Dream recently. Mostly stemming from the cost of homeownership. However, I believe in the American dream now more than ever. In fact, I am a product of the American dream and currently living my version of “my best” lifestyle. Why did the view of…
Becoming Rich is about Critical Thinking: And Budgeting
Do you want to become rich? Outside of hard work and determination, critical thinking is perhaps the most essential part of your journey toward financial freedom. However, let me warn you: schools and (most) parents do not teach critical thinking. Instead, you will have to build your brain (through reading) and mindset (through action) on…
Is $100,000 a Year the Magic Happiness Number? How Much Do You Need to be Satisfied?
Earning $100,000 per year used to be the gold standard for hard-working adults to strive for. Once you hit this milestone, you were officially “wealthy.” However, things have changed over the years (especially since inflation). People now believe they require more than $100,000 to survive and thrive. But, is that truly the case? Three years…
Passive Income Requires Massive Work: You Didn’t Think It Would Be Easy, Did You?
We all want to lead a fantastic life; a life filled with adventure, travel, and fun. However, most of the time, we fill our lives with duty, responsibility, and work. How do we begin to live the life of our dreams? The fastest way to change your lifestyle is to prioritize the importance of time…
The Spiritual Journey Toward Financial Freedom: Are You Ready to Commit?
The road to financial freedom is a spiritual one, not a financial one. Sure, it involves numbers and percentages, but emotions play a much larger portion of the journey. They raised us from the beginning to be debt slaves, that serve at the mercy of the God of Consumerism. To be financially free, you must…
I Achieved Work-Life Balance: I Stopped Working
Why do we work? Every human should want to be productive and add value to society, but can we achieve this by working a corporate job? In essence, we work to pay bills. Along the way, high-paying jobs lead to high-flying lifestyles. Someone convinced us to work until we were 65 years old. The Industrial…
Be Selfish Until You Become Selfless: The Road to Sustainable Dividend Income
We all want to donate to charity, give to churches, and help family and friends; however, all these endeavors come at a cost. As a young Marine, I helped my mom financially, not understanding that I was actually holding myself back in the long run. This article is for the many people who want to…
Make Passive Income: All Day Every Day
I was 38 years old when I came across the term “passive income.” I was 20 years into my career in the Marine Corps, and my finances were in shambles. My wife and I weren’t big spenders. We didn’t drive brand-new cars or renovate our homes. We simply did not have the financial information we…
Art Edition- The Biggest Book on Passive Income Ever 4!
INTRODUCTION 00 000 The Biggest Book on Passive Income 4 FINANCIAL MINDSET 01 001 Are We Living in Fast Forward? Things Have Changed Since 2020 01 002 Being Mediocre is Not Okay 01 003 Building Generational Wealth: Via Dividends 01 004 Building Generational Wealth: Via Real Estate 01 005 Create Money, Spend Money, Grow Money:…
Web Edition- The Biggest Book on Passive Income Ever 4!
INTRODUCTION 00 000 The Biggest Book on Passive Income 4 FINANCIAL MINDSET 01 001 Are We Living in Fast Forward? Things Have Changed Since 2020 01 002 Being Mediocre is Not Okay 01 003 Building Generational Wealth: Via Dividends 01 004 Building Generational Wealth: Via Real Estate 01 005 Create Money, Spend Money, Grow Money:…
New Year’s Passive Income Resolution 2025: Increasing Net Worth and Income by 10%
Another fantastic year in the history books, but there is no time to look backward. 2025 will be a time to celebrate our amazing passive income dreams as we achieve them. 2024 was my first year of full retirement, and it went splendidly well. Were there bumps in the road? Of course. However, there was…
5 Takeaways from “Inheritocracy”
“Inheritocracy” by Eliza Filby discusses the role inheritance plays in the lives of children and adults. Many believe we live in a meritocracy; however, accessing merit without The Bank of Mum and Dad is tough. As the cost of living has increased dramatically following the Great Recession in 2008, kids with access to The Bank…
Don’t Gamble with Retirement 13: Serious Lives Lead to Extraordinary Retirements
Why is being serious considered a bad thing? I was always a serious person, and it has served me well. I joined the Marines 10 days after high school in 1999. In the Marines, I never got passed over for promotion because I always took my job seriously. I retired at 42 and never have…
How to Save Money: My Journey from -$77,000 to +$340,000
Can people save money today? I understand that times are tough and there are not enough resources. However, times are always tough. In 2019, I earned $100,000+ a year, and my wife earned $35,000; we lived in Florida. For all intents and purposes, we should have been doing very well. However, we were in $77,000…
Nobody Owes You Anything 2: Build Your Own Financial Success
We have become a “society of entitlement.” We want things for free or that we can receive with little effort. But the true path to financial freedom is treacherous and difficult. To free ourselves, we must not expect anything from anyone. That’s not to say we become independent warriors; we simply take matters into our…
Build Wealth Slowly 2: Make Sound Financial Decisions Over a Long Time
What’s the rush? Why does everyone want to become rich overnight? Americans seem to have a love affair with the dream of becoming a millionaire in their 20s. But the truth is we can do so much better if we build wealth slowly. By creating a wealthy lifestyle from the ground up, we ensure our…
Don’t Work Hard for Money 2; Work for Income-Producing Assets
Why do you go to work? Is it to pay bills or provide for your family? Do you go to fund your kid’s college tuition or purchase a home? These things are noble but may not get you the desired results. In fact, there is truly only one reason to work—at least at first. Why…
