Bonds are an important portion of my investment strategy of high yield savings, bonds, stocks, and real estate. I will review my bond portfolio that is invested via TreasuryDirect.gov. I also invest in bonds via electronic traded funds (ETFs) on the stock market. However, I consider them stocks because they behave like stocks. My treasurydirect.gov account does fluctuate with the market, it only goes up. Let’s get into it:
30-year bonds are my favorite way to invest in bonds. Eventually, over 10 years, I would like to get each quarterly payment up to $200.
I like “I” savings bonds because they are like mini savings accounts. They accumulate interest and their value rises over time. However, they are easy to liquid in a pinch. If I had to sell any assets, these would be the first to go.
Remember, “EE” savings bonds pay really low interest rates but are guaranteed to double in 20 years. The government is betting that you will pull them out before the 20 year period. So don’t pull them out.
Currently, I buy each child one “I” bond and one “EE” bond monthly. The face value is $25 each. It will be a good way to start their own portfolios off the correct way.
Disclosure: I am not a financial advisor or money manager, and any knowledge is given as guidance and not direct actionable investment advice. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it. I have no business relationship with any company whose stock is mentioned in this article.
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