Month: September 2022
5 Takeaways from “60 Days to LinkedIn Mastery”
“60 Days to LinkedIn Mastery” by Josh Steimle is a masterpiece on how to build an audience. He focuses on LinkedIn mastery in his book, but the general concepts you can use anywhere. Growing an audience is tough, especially if you don’t know the particulars of each platform. I have a small number of followers…
Dividend Investing in Your 70s
Is it too late to start dividend investing in your 70s? Of course not. Plus, you will have to find a way to keep your 401K and Roth IRA growing throughout retirement and beyond. Welcome back to the Dividend Investing at Any Age Series (20s, 30s, 40s, 50s, 60s), where we build investment strategies for…
Don’t Gamble with Retirement 8
My, how time flies. I can’t believe I opened my website over two years ago. I began publishing books on Amazon in early January 2021. I released the book “Don’t Gamble with Retirement” on February 13, 2021. I say this because it is time to celebrate. My retirement plans (along with my lovely wife’s) are…
What is Quiet Quitting?
We all go through these fantastic journeys when we leave home at 18. We start as young, “green” workers who depend on everyone to help and assist them. Along the way, we gain knowledge and experience, eventually allowing us to become managers and supervisors. Perhaps some of us will become the CEO of the company.…
The Magic of High-Yield Bond Reinvestment
Do you want to be a high-yield dividend income investor but fear losing principle? Almost anything you invest in with high-yield faces interest rate risk. It’s understandable if you gravitate to safer products like Series “I” Bonds or Treasury Bonds. If you are near retirement, you must protect capital at all costs. But what if…
Investing for Interest 109: Series I vs 30-Year Bonds
Things are looking good for interest rates on a fixed income. The Federal Reserve is raising rates to combat inflation, which makes savers very happy. Don’t get too excited because increasing interest rates will indeed crash the economy. High mortgage rates will slow the housing market, which may cause a full-blown recession. Now, more than…
Happy Cash Flow Retirement 8
Today is a great day. I woke up understanding my purpose, my goal, and my mission. I also wake up every day richer than the day before. Welcome back to the Happy Cash Flow Retirement Series (Part 1, Part 2, Part 6, Part 7) My life consists of the magic of cash flow. I understand…
What is Generational Wealth?
Many people believe that generational wealth is a myth. However, we know that wealthy individuals and families have passed their assets from generation to generation for years. What secrets do the rich have that we are struggling to discover? The key lies in assets and information. You need both to successfully pass along your fortune. …
40-Year Interest-Only Mortgage: Affordability Assistance or Debt Trap?
The housing market is at a record low for affordability. Not only do we have sky-high prices, but also higher interest rates than usual. Yes, historically speaking, mortgage rates are in line with the average. We are currently sitting around 6% for a single-family 30-year fixed. However, housing prices are the highest they have ever…
Saving for a House Down Payment #2: Single Person, Big City
So you want to buy a home in a massive city like San Diego, Houston, or Seattle? Well, it will take a fantastic amount of hard work, dedication, and grinding on your part. Are you ready to do whatever it takes (legally) to get a small starter home or condo in your city? I hope…
You Can’t Get Rich By Acting Rich
Who doesn’t love a great movie? Movies make you laugh, cry, and get excited about your own life. For many, movies are their best hope of changing their mindsets. I love movies where a married couple has two kids, two nice cars, a home in upper suburbia, and can take vacations every year. This magical…
Bonds 4 Life: I’m Buying 30-Year Treasury Bonds at 4%
It’s been a while since 30-year Treasury Bonds have appealed to the investor inside me. When I started investing in 2019, I was getting 30-year bonds at around 3.3%. It turns out that those were the peak rates for the next three years. Rates slowly decreased and then jumped off the ledge during the pandemic. …
